Harford County property record for 862 Forgans Dr, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.183 acres (7,951 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $587,530 (Feb 2026) |
| Tax Bill | $5,431 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-402757 |
| Primary APN | 02-402757 |
|---|---|
| Alternative APN |
|
| Building Area | 2,504 sqft Total Area |
|---|
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Lot Area | 7,951 sqft (0.183 acres) |
| Sewer | Connected |
|---|
| Account Number | 402757 |
|---|---|
| Street Address | 862 FORGANS DR |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IBD |
| Legal Description | LOT 9 7951 SQ FT 862 FORGANS DR ABERDEEN OVERLOOK 218/23 |
| Legal Subdivision | PHASE FIVE ABERDEEN OVERLOOK |
| Legal Lot Number | 9 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 302200 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 862 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Nov 5, 2025 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Nov 5, 2025 · Amount on Record |
| Deed Book / Page | 17002 / 59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 13, 2026 |
| Property Address | 862 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0170020059 |
| Book / Page | 17002 / 59 |
| Map Reference | MB MLK 218 FO 28 |
| Instrument Date | Feb 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,937.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 862 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0001700265 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 17002/65 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 5, 2025 |
| Property Address | 862 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0168790245 |
| Book / Page | 16879 / 245 |
| Map Reference | MB MLK 218 FO 23 |
| Instrument Date | Oct 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $817.31 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 HILLCHASE CT, PIKESVILLE, MD 21208-6306 |
| Name | Verified Name |
|---|---|
| Address | 11570 CROSSROADS CIR STE 104, 104, BALTIMORE, MD 21220-3081 |
| Investor | Possibly a Property Investor |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,431.00 (+1,798.95%) | $569,800 (+1,793.02%) Land $150,900 Building $418,900 | $569,800 (+1,793.02%) Land $150,900 Building $418,900 |
| 2025 | $286.00 | $30,100 Land $30,100 | $30,100 Land $30,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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