Harford County property record for 865 Forgans Dr, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,464 sqft · built 2025 |
| Lot Size | 0.175 acres (7,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,935 (Oct 2025) |
| Tax Bill | $5,335 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-402768 |
| Primary APN | 02-402768 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Total Area |
| Basement Area | 735 sqft |
| Finished Basement | 735 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,622 sqft (0.175 acres) |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 402768 |
|---|---|
| Street Address | 865 FORGANS DR |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IBD |
| Legal Description | LOT 48 7622 SQFT 865 FORGANS DR ABERDEEN OVERLOOK 218/23 |
| Legal Subdivision | ABERDEEN OVERLOOK |
| Legal Lot Number | 48 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 302200 |
865 Forgans Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Harford County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 865 FORGANS DR, ABERDEEN, MD 21001-1185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on File |
| Deed Sale | Oct 24, 2025 · Amount on File |
| Prior Sale | Jul 8, 2025 · Amount on File |
| Deed Book / Page | 16860 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 24, 2025 |
| Property Address | 865 FORGANS DR, ABERDEEN, MD 21001-1185 |
| Document Number | 0168600496 |
| Book / Page | 16860 / 496 |
| Map Reference | LB 218 FO 23 |
| Instrument Date | Oct 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,452.34 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11570 CROSSROADS CIR STE 104, 104, BALTIMORE, MD 21220-3081 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 865 FORGANS DR, ABERDEEN, MD 21001-1185 |
| Document Number | 0016860503 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 16860/503 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 865 Forgans Dr was $5,335 with a homeowner's exemption, up 1,765.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,335.00 (+1,765.38%) Homeowner's exemption | $559,700 Land $150,800 Building $408,900 | $559,700 Land $150,800 Building $408,900 |
| 2025 | $286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Forgans Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Forgans Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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