St. Johns County property record for 8659 Ranchwood Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,780 sqft · built 2006 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Sep 2004) |
| Tax Bill | $5,394 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011180-0030 |
| Primary APN | 011180-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 3,254 sqft |
| 1st Floor Area | 1,967 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 208 sqft |
| Patio Area | 1,223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8659 RANCHWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 13/57-59 RIVER PARK ACRES LOT 3 OR2279/252 & 4324/346(Q/C) |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | RIVER PARK ACRES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20908 |
8659 Ranchwood Ln is owned and occupied by an individual who acquired it in December 2016.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8659 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Jan 31, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2004 · Amount on File |
| Deed Sale | Sep 14, 2004 · Amount on File |
| Deed Document Number | 200468694 |
| Deed Book / Page | 2279 / 252 |
| Last Transfer Date | Dec 10, 2016 |
| Transfer Doc | 0043240349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8659 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8659 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1418 |
| Document Number | 0057401684 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 5740/1684 |
| Instrument | 2023028442 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8659 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8659 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1418 |
| Document Number | 0051521248 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 5152/1248 |
| Instrument | 2021005296 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 8659 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1418 |
| Document Number | 0043240346 |
| Book / Page | 004324 / 000346 |
| Instrument Date | Dec 10, 2016 |
| Instrument | 7135 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | RAVENSWOOD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8659 RANCHWOOD LN ST AUGUSTINE FL 320921418, ST AUGUSTINE, FL 32092-1418 |
| Document Number | 43240349 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 004324/000349 |
| Instrument | 7136 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2047 |
The 2025 property tax bill for 8659 Ranchwood Ln was $5,394 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,656 (+2.7%) | $512,861 (-6.13%) Land $135,000 Building $377,861 | |
| 2025 | $5,394.00 (+12.14%) Homeowner's exemption | $414,465 | $546,355 Land $160,000 Building $386,355 |
| 2024 | $4,810.00 (+1.95%) | ||
| 2023 | $4,718.00 (+2.74%) Homeowner's exemption | $391,052 (+3%) | $523,068 (-4.64%) Land $155,000 Building $368,068 |
| 2022 | $4,592.00 Homeowner's exemption | $379,662 | $548,528 Land $168,000 Building $380,528 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8659 Ranchwood Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8659 Ranchwood Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures