St. Johns County property record for 8654 Ranchwood Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,840 sqft · built 1982 |
| Lot Size | 1.48 acres (64,468 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jan 2022) |
| Tax Bill | $2,093 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 011180-0125 |
| Primary APN | 011180-0125 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,840 sqft Living Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 2,840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 64,468 sqft (1.48 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 86 sqft |
| Deck Area | Deck Area |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8654 RANCHWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 13/57-59 RIVER PARK ACRES LOT 12-A OR5473/1600 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | RIVER PARK ACRES |
| Legal Block | 1 |
| Legal Lot Number | 12-A |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8654 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 20, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on Record |
| Deed Sale | Jan 20, 2022 · Amount on Record |
| Deed Document Number | 20227091 |
| Deed Book / Page | 5473 / 1600 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 8654 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8654 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417 |
| Document Number | 0056650205 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5665/205 |
| Instrument | 2022104991 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 20, 2022 |
| Property Address | 8654 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417 |
| Document Number | 0054731600 |
| Book / Page | 5473 / 1600 |
| Map Reference | MB 13 PG 58 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022007091 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 N PALMETTO AVE, GREEN COVE SPRINGS, FL 32043-2927 |
| Name | Verified Name |
|---|---|
| Address | 8654 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,455 (+14.79%) | $444,369 (+6.83%) Land $100,000 Building $344,369 | |
| 2025 | $2,093.00 (+14.81%) Homeowner's exemption | $169,406 (+2.9%) | $415,956 (+14.57%) Land $125,000 Building $290,956 |
| 2024 | $1,823.00 (+2.24%) Homeowner's exemption | $164,632 (+3%) | $363,069 (+1.22%) Land $90,000 Building $273,069 |
| 2023 | $1,783.00 (+655.51%) Homeowner's exemption | $159,837 (-40.82%) | $358,700 (-12.08%) Land $90,000 Building $268,700 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $270,091 | $407,999 Land $106,400 Building $301,599 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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