St. Johns County property record for 8646 Ranchwood Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,545 sqft · built 1987 |
| Lot Size | 2.98 acres (129,808 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,094 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 011180-0110 |
| Primary APN | 011180-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,545 sqft Living Area |
| Gross Area | 2,761 sqft |
| 1st Floor Area | 1,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 129,808 sqft (2.98 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 560 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8646 RANCHWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 13/57-59 RIVER PARK ACRES LOT 11 OR4102/159 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 05 |
| Legal Subdivision | RIVER PARK ACRES |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20908 |
8646 Ranchwood Ln is owned and occupied by two individuals who acquired it in October 2015.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8646 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2015 |
| Transfer Doc | 0041020159 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 8646 Ranchwood Ln was $3,094 with a homeowner's exemption, up 13.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,313 (+2.7%) | $439,180 (-3.16%) Land $135,000 Building $304,180 | |
| 2025 | $3,094.00 (+13.37%) Homeowner's exemption | $243,732 (+2.9%) | $453,508 (+14.07%) Land $160,000 Building $293,508 |
| 2024 | $2,729.00 (+2.1%) Homeowner's exemption | $236,863 (+3%) | $397,567 (-1.06%) Land $155,000 Building $242,567 |
| 2023 | $2,673.00 (+3.2%) Homeowner's exemption | $229,964 (+3%) | $401,846 (-6.95%) Land $155,000 Building $246,846 |
| 2022 | $2,590.00 Homeowner's exemption | $223,266 | $431,853 Land $168,000 Building $263,853 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8646 Ranchwood Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8646 Ranchwood Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures