865 Simpson Ave, Elburn, IL 60119 Property Records

Kane County property record for 865 Simpson Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.182 acres (7,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,000 (Nov 2019)
Tax Bill	$14,762 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-420-014`

Property Details

APN / Parcel Number

Primary APN	`11-05-420-014`

Exterior

Lot Area	7,947 sqft (0.182 acres)

Location & Zoning

Street Address	865 SIMPSON AVE
City	ELBURN
State	IL
Zip	60119-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBURN STATION - UNIT 2 LT 36
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	36
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1052
Census Tract	854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 SIMPSON AVE, ELBURN, IL 60119-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Grant Deed, Mortgage CIBC BK USA
Nov 27, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ABRI CU
Jul 9, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	201957742
Record Updated	Sep 20, 2026

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Dec 26, 2019
Property Address	865 SIMPSON AVE, ELBURN, IL 60119-3406
Instrument Date	Dec 23, 2019
Instrument	62692
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	865 SIMPSON AVE

Mortgage

Document Number	0000062692
Date	Dec 26, 2019
Instrument	62692

Lender

Name	CIBC BK USA

Agreement

Amount	Amount Recorded

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 27, 2019
Property Address	865 SIMPSON AVE, ELBURN, IL 60119-3406
Document Number	0000057742
Instrument Date	Nov 25, 2019
Instrument	57742
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 W 986 COX LN GENEVA IL 60119, GENEVA, IL 60119

Mortgage

Document Number	57743
Date	Nov 27, 2019
Instrument	57743

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2034

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2019
Property Address	865 SIMPSON AVE, ELBURN, IL 60119-3406
Document Number	0000029043
Instrument Date	Jul 1, 2019
Instrument	29043
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$288.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,762.00 (+3.33%) Homeowner's exemption
2024		$168,761 (+14%) Land $19,890 Building $148,871	$506,486 (+14.05%) Land $59,694 Building $446,792
2022	$14,286.00 (+4.64%) Homeowner's exemption	$148,032 (+4.48%) Land $16,475 Building $131,557	$444,096 (+4.48%) Land $49,425 Building $394,671
2021	$13,653.00 Homeowner's exemption	$141,685 Land $15,769 Building $125,916	$425,055 Land $47,307 Building $377,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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