845 Simpson Ave, Elburn, IL 60119 Property Records

Kane County property record for 845 Simpson Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Oct 2024)
Tax Bill	$12,200 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-420-012`

Property Details

APN / Parcel Number

Primary APN	`11-05-420-012`

Exterior

Lot Area	7,856 sqft (0.18 acres)

Location & Zoning

Street Address	845 SIMPSON AVE
City	ELBURN
State	IL
Zip	60119-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBURN STATION - UNIT 2 LT 38
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	38
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1052
Census Tract	854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8359 SW 84TH LOOP, OCALA, FL 34481-7205
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jun 30, 2020	Grant Deed, Transfer STEWART TITLE
Jun 30, 2020	Warranty Deed, Transfer STEWART TITLE
Jul 23, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	845 SIMPSON AVE, ELBURN, IL 60119-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049957
Date	Oct 21, 2019
Instrument	2019K049957

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2020
Property Address	845 SIMPSON AVE, ELBURN, IL 60119-3406
Document Number	0000034942
Instrument Date	Jun 24, 2020
Instrument	34942
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	845 SIMPSON AVE ELBURN IL 601193406, ELBURN, IL 60119-3406

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2020
Property Address	845 SIMPSON AVE, ELBURN, IL 60119-3406
Document Number	0000034941
Instrument Date	Jun 11, 2020
Instrument	34941
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 SIMPSON AVE ELBURN IL 601193406, ELBURN, IL 60119-3406
Investor	Possibly a Property Investor

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 23, 2018
Property Address	845 SIMPSON AVE, ELBURN, IL 60119-3406
Document Number	0000035426
Instrument Date	Jul 20, 2018
Instrument	35426
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	845 SIMPSON AVE ELBURN IL 601193406, ELBURN, IL 60119-3406

Mortgage

Document Number	35427
Date	Jul 23, 2018
Instrument	35427

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,200.00 (+1.7%)
2024		$159,570 (+26.47%) Land $19,890 Building $139,680	$478,902 (+26.52%) Land $59,694 Building $419,208
2022	$11,996.00 (+4.68%) Homeowner's exemption	$126,168 (+4.48%) Land $16,475 Building $109,693	$378,504 (+4.48%) Land $49,425 Building $329,079
2021	$11,460.00 Homeowner's exemption	$120,758 Land $15,769 Building $104,989	$362,274 Land $47,307 Building $314,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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