846 Simpson Ave, Elburn, IL 60119 Property Records

Kane County property record for 846 Simpson Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.082 acres (3,613 sqft)
Owner	2 Trust Names on File
Last Sale	$405,000 (Jun 2024)
Tax Bill	$10,539 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-421-050`

Property Details

APN / Parcel Number

Primary APN	`11-05-421-050`

Exterior

Lot Area	3,613 sqft (0.082 acres)

Location & Zoning

Street Address	846 SIMPSON AVE
City	ELBURN
State	IL
Zip	60119-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBURN STATION - UNIT 2 LT 65
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	65
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1052
Census Tract	854507

Owner

846 Simpson Ave is owner-occupied and held in a trust since May 2026.

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	846 SIMPSON AVE, ELBURN, IL 60119-3407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 24, 2024	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Dec 31, 2020	Deed of Trust, Construction Loan · Line of Credit BLACKHAWK BK
Dec 26, 2019	Grant Deed, Mortgage CIBC BK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Jan 24, 2024 · Amount on File
Deed Document Number	202418765
Last Transfer Date	May 8, 2026
Transfer Doc	0000019268
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 11, 2026
Property Address	846 SIMPSON AVE, ELBURN, IL 60119-3407
Document Number	0000019268
Instrument Date	May 8, 2026
Instrument	202619268
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	846 SIMPSON AVE, ELBURN, IL 60119-3407

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 24, 2024
Property Address	846 SIMPSON AVE, ELBURN, IL 60119-3407
Document Number	0000002474
Map Reference	DOC 2017K064833
Instrument Date	Dec 26, 2023
Instrument	2024K002474
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 N 1ST ST, GENEVA, IL 60134-2220
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Dec 31, 2020
Property Address	846 SIMPSON AVE, ELBURN, IL 60119-3407
Document Number	0000082279
Instrument Date	Dec 29, 2020
Instrument	82279
Transaction Type	Construction Loan
Record Updated	Jan 20, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	ELBURN STATION UN 2 KESLINGER ELBURN IL 60119, ELBURN, IL 60119

Mortgage

Document Number	0000082279
Date	Dec 31, 2020
Instrument	82279

Lender

Name	BLACKHAWK BK
Type	Bank
Address	2205 POINT BLVD # 205, ELGIN, IL 60123-7840

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Dec 26, 2019
Property Address	846 SIMPSON AVE, ELBURN, IL 60119-3407
Instrument Date	Dec 23, 2019
Instrument	62692
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	846 SIMPSON AVE

Mortgage

Document Number	0000062692
Date	Dec 26, 2019
Instrument	62692

Lender

Name	CIBC BK USA

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 846 Simpson Ave was $10,539, up 65.2% from the year before.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,539.00 (+65.24%)
2024	$6,378.00	$81,646 Land $11,935 Building $69,711	$245,036 Land $35,819 Building $209,217
2022		$47 Land $47	$141 Land $141

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 846 Simpson Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Simpson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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