DuPage County property record for 865 S Wright St, Naperville, IL 60540 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,080 sqft · built 1956 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $565,000 (May 2023) |
| Tax Bill | $26,231 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Sep 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-305-028 |
| Primary APN | 08-19-305-028 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Street Address | 865 S WRIGHT ST |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSER HIGHLANDS UNIT 3 |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 846209 |
Source: DuPage County records · APN 08-19-305-028
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 439 VILLA AVE, NAPERVILLE, IL 60540-7413 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 01, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK |
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Nov 02, 2017 | Deed of Trust, Mortgage LISLE SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | May 21, 1999 · Amount on Record |
| Deed Document Number | 202328671 |
| Last Transfer Date | Feb 27, 2026 |
| Transfer Doc | 0000020676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 01, 2026 |
| Property Address | 865 S WRIGHT ST, NAPERVILLE, IL 60540-6737 |
| Document Number | 0000020676 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 202620676 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 865 S WRIGHT ST, NAPERVILLE, IL 60540-6737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2127 PERIWINKLE LN, NAPERVILLE, IL 60540-9221 |
| Document Number | 0000062876 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | R2023-062876 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 379 Months |
| Due | Apr 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 10, 2023 |
| Property Address | 865 S WRIGHT ST, NAPERVILLE, IL 60540-6737 |
| Document Number | 0000028671 |
| Map Reference | DOC 784239 |
| Instrument Date | Apr 24, 2023 |
| Instrument | R2023-028671 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 865 S WRIGHT ST, NAPERVILLE, IL 60540-6737 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 865 S WRIGHT ST, NAPERVILLE, IL 60540-6737 |
| Document Number | 0000028674 |
|---|---|
| Date | May 10, 2023 |
| Instrument | R2023-028674 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | May 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 865 S WRIGHT ST, NAPERVILLE, IL 60540-6737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000113516 |
|---|---|
| Date | Nov 02, 2017 |
| Instrument | R2017-113516 |
| Name | LISLE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | LISLE, IL 60532 |
| Amount | Amount Recorded |
|---|
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,231.00 (+92.89%) | $457,467 (+103.96%) Land $156,969 Building $300,498 | $1,372,401 (+103.96%) Land $470,907 Building $901,494 |
| 2024 | $13,599.00 (+62.69%) | $224,292 (+65.93%) Land $144,632 Building $79,660 | $672,876 (+65.93%) Land $433,896 Building $238,980 |
| 2022 | $8,359.00 Homeowner's exemption | $135,170 Land $85,610 Building $49,560 | $405,510 Land $256,830 Building $148,680 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438462091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force 14 of 14 on primary residences |
| Nearby Flood Claims | 16 (1983–2016) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | May 2016, other causes |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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