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860 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 860 S Wright St, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,190 sqft · built 2018
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$1,110,000 (Jul 2020)
Tax Bill$23,584 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-19-306-008

Property Details

APN / Parcel Number

Primary APN08-19-306-008

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,190 sqft Living Area
Gross Area4,701 sqft
1st Floor Area1,561 sqft
2nd Floor Area1,579 sqft
Basement Area1,561 sqft
Finished Basement1,050 sqft
Unfinished Basement511 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialWood Siding
Lot Area13,939 sqft (0.32 acres)
Garage Area862 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address860 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-6738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSER HIGHLANDS UNIT 3
Legal SubdivisionMOSER HIGHLANDS
Legal Block2
Legal Lot Number12
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1020
Census Tract846209

Owner

Source: DuPage County records · APN 08-19-306-008

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address860 S WRIGHT ST, NAPERVILLE, IL 60540-6738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2017Deed of Trust, Mortgage · ARM
US BANK NA
Jul 21, 2020Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Jan 11, 2017Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJan 11, 2017 · Amount on Record
Deed Document Number202077624
Last Transfer DateSep 16, 2024
Transfer Doc0000054781
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address860 S WRIGHT ST, NAPERVILLE, IL 60540-6738
Transaction TypeMortgage
Record UpdatedApr 06, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084254
DateAug 16, 2017
InstrumentR2017-084254
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateSep 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate8.75%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 21, 2020
Property Address860 S WRIGHT ST, NAPERVILLE, IL 60540-6738
Document Number0000077624
Map ReferenceDOC 784239
Instrument DateJun 24, 2020
InstrumentR2020-077624
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address860 S WRIGHT ST, 860, NAPERVILLE, IL 60540-6738

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address860 S WRIGHT ST, NAPERVILLE, IL 60540-6738

Mortgage

Document Number0000077625
DateJul 21, 2020
InstrumentR2020-077625
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateJan 11, 2017
Property Address860 S WRIGHT ST, NAPERVILLE, IL 60540-6738
Document Number0000003903
Map ReferenceDOC784239
Instrument DateJun 11, 2016
InstrumentR2017-003903
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address860 S WRIGHT ST, NAPERVILLE, IL 60540-6738

Mortgage

Document Number0000003904
DateJan 11, 2017
InstrumentR2017-003904
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueDec 01, 2031
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$23,584.00 (+18.78%)$412,121 (+31.75%) Land $156,922 Building $255,199$1,236,363 (+31.75%) Land $470,766 Building $765,597
2022$19,855.00 Homeowner's exemption$312,800 Land $131,960 Building $180,840$938,400 Land $395,880 Building $542,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438462091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016, other causes
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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