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861 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 861 S Wright St, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,766 sqft · built 2016
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Oct 2009)
Tax Bill$21,515 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-19-305-022

Property Details

APN / Parcel Number

Primary APN08-19-305-022

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,766 sqft Living Area
Gross Area5,254 sqft
1st Floor Area1,892 sqft
2nd Floor Area1,874 sqft
Basement Area1,488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area11,761 sqft (0.27 acres)
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address861 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-6737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSER HIGHLANDS UNIT 3
Legal SubdivisionMOSER HIGHLANDS
Legal Block4
Legal Lot Number16
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1019
Census Tract846209

Owner

Source: DuPage County records · APN 08-19-305-022

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address861 S WRIGHT ST, NAPERVILLE, IL 60540-6737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2009 · Amount on Record
Deed SaleOct 05, 2009 · Amount on Record
Prior SaleMar 18, 1998 · Amount on Record
Deed Document Number2009152495
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address861 S WRIGHT ST, NAPERVILLE, IL 60540-6737
Document Number0000076716
Instrument DateAug 22, 2019
Transaction TypeMortgage
Record UpdatedNov 04, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address861 S WRIGHT ST NAPERVILLE IL 605406737, NAPERVILLE, IL 60540-6737

Mortgage

Document Number0000076716
DateSep 04, 2019
Instrument76716
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueSep 03, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,515.00 (+6.99%)$376,656 (+18.92%) Land $134,519 Building $242,137$1,129,968 (+18.92%) Land $403,557 Building $726,411
2022$20,110.00 Homeowner's exemption$316,740 Land $113,120 Building $203,620$950,220 Land $339,360 Building $610,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438462091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016, other causes
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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