857 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 857 S Wright St, Naperville, IL 60540 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2007
Square Footage6,488 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$1,290,000 (2022)
Tax Bill$28,582.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-19-305-021

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms11 Rooms
Building Area6,488 sqft Living Area
Gross Area6,816 sqft Gross Area
1st Floor2,308 sqft 1st Floor
2nd Floor2,200 sqft 2nd Floor
Basement Area2,308 sqft Basement
Finished Basement1,980 sqft Finished
Unfinished Basement328 sqft Unfinished
Stories2 Stories
Fireplace1 Fireplace
Fireplaces3 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area9,148 sqft (0.21 acres)
Parking Spaces3 Parking Spaces
Garage Area753 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address857 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-6737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOSER HIGHLANDS UNIT 3
Legal SubdivisionMOSER HIGHLANDS
Legal Block4
Legal Lot Number15
Legal Unit3
JurisdictionDU PAGE IL
Minor Civil DivisionLISLE
Census Blockgroup1
Census Block1019
Census Tract846209

Owner

Source: DuPage County records · APN 08-19-305-021

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1399 OLD FARM RD, JOSEPHI, MI
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2022Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 24, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
JPMORGAN CHASE BANK NA
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2022 · Amount on Record
Deed SaleNov 08, 2022 · Amount on Record
Prior SaleJun 06, 2013 · Amount on Record
Deed Doc Number2022100045
Prior Transfer DateNov 19, 2002
Prior Transfer Doc0000072987
Record RefreshedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateNov 08, 2022
Property Address857 S WRIGHT ST, NAPERVILLE, IL 60540-6737
Document Number0000100045
Map ReferenceDOC 784239
Instrument DateOct 14, 2022
InstrumentR2022-100045
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address857 S WRIGHT ST, NAPERVILLE, IL 60540-6737

Mortgage

Document Number0000100046
DateNov 08, 2022
InstrumentR2022-100046
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address857 S WRIGHT ST, NAPERVILLE, IL 60540-6737
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030507
DateApr 24, 2019
InstrumentR2019-030507
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateMay 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address857 S WRIGHT ST, NAPERVILLE, IL 60540-6737
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000116611
DateOct 09, 2020
InstrumentR2020-116611
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateSep 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5%
Index1-Year LIBOR
Max Rate8%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$28,582.00 (+7.04%)$497,749 (+18.92%) Land $134,519 Building $363,230$1,493,247 (+18.92%) Land $403,557 Building $1,089,690
2022$26,701.00 Homeowner's exemption$418,570 Land $113,120 Building $305,450$1,255,710 Land $339,360 Building $916,350

Flood & Wildfire

857 S Wright St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DuPage County (17043C), updated September 1, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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