Lake County property record for 865 Highview Ter, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,516 sqft · built 1956 |
| Lot Size | 0.435 acres (18,940 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,129 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-106-004 |
| Primary APN | 16-03-106-004 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 3,516 sqft |
| 1st Floor Area | 1,516 sqft |
| Basement Area | 1,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,940 sqft (0.435 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 865 HIGHVIEW TER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHMOOR TERRACE E18FT LOT 38 & ALL LOT 39 |
| Legal Subdivision | NORTHMOOR TERRAC |
| Legal Lot Number | 38,39 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | MORAINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 865000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
865 Highview Ter is owner-occupied and held in a trust since August 2005.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 865 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 5, 2005 |
| Transfer Doc | 0005874648 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Moraine Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,980 Land $147,170 Building $52,810 | $600,000 Land $441,554 Building $158,446 | |
| 2024 | $12,129.00 (+51.95%) | ||
| 2023 | $7,982.00 (+1.88%) | $197,074 (+32.61%) Land $125,066 Building $72,008 | $591,282 (+32.61%) Land $375,236 Building $216,046 |
| 2022 | $7,835.00 | $148,608 Land $137,391 Building $11,217 | $445,868 Land $412,214 Building $33,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Highview Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Highview Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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