Lake County property record for 845 Highview Ter, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,696 sqft · built 1937 |
| Lot Size | 0.566 acres (24,642 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,000 (Aug 2025) |
| Tax Bill | $26,371 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-106-003 |
| Primary APN | 16-03-106-003 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,696 sqft Living Area |
| Gross Area | 6,110 sqft |
| 1st Floor Area | 1,848 sqft |
| 2nd Floor Area | 1,848 sqft |
| Upper Floors Area | 1,848 sqft |
| Basement Area | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 24,642 sqft (0.566 acres) |
| Garage Type | Attached |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 845 HIGHVIEW TER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHMOOR TERRACE E33FT LOT 36-ALL LOT 37 & W57FT LOT 38 |
| Legal Subdivision | NORTHMOOR TERRAC |
| Legal Lot Number | 36-A, |
| Jurisdiction | LAKE IL |
| Township / Civil Division | MORAINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 865000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 821 W ALDINE AVE, 1, CHICAGO, IL 60657-3479 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Aug 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Deed Document Number | 20258115758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 845 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007976814 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 7976814 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 20, 2025 |
| Property Address | 845 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Document Number | 0008115758 |
| Map Reference | DOC 213550 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 8115758 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 845 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 821 W ALDINE AVE APT 1, 1, CHICAGO, IL 60657-3479 |
| Document Number | 0008115759 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 8115759 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Moraine Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $475,797 (+6.07%) Land $171,073 Building $304,724 | $1,427,533 (+6.07%) Land $513,270 Building $914,263 | |
| 2024 | $26,371.00 (+24.92%) | $448,569 (+10.94%) Land $161,283 Building $287,286 | $1,345,841 (+10.94%) Land $483,897 Building $861,944 |
| 2023 | $21,111.00 (+5.51%) | $404,335 (+13.36%) Land $145,379 Building $258,956 | $1,213,127 (+13.36%) Land $436,181 Building $776,946 |
| 2022 | $20,009.00 | $356,668 Land $159,707 Building $196,961 | $1,070,111 Land $479,169 Building $590,942 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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