Lake County property record for 805 Highview Ter, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,746 sqft · built 1953 |
| Lot Size | 0.376 acres (16,383 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,070,000 (Jul 2022) |
| Tax Bill | $17,004 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-106-001 |
| Primary APN | 16-03-106-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,746 sqft Living Area |
| Gross Area | 5,452 sqft |
| 1st Floor Area | 2,746 sqft |
| Basement Area | 2,286 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 16,383 sqft (0.376 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 805 HIGHVIEW TER |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHMOOR TERRACE SUB; LOTS 33 & 34 |
| Legal Subdivision | NORTHMOOR TERRACE SUB |
| Legal Lot Number | 33,34 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | MORAINE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 865000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
805 Highview Ter is owned and occupied by an individual who bought it in July 2022.
Source: Lake County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 805 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Feb 29, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on File |
| Deed Sale | Jul 26, 2022 · Amount on File |
| Prior Sale | Jan 29, 2016 · Amount on File |
| Deed Document Number | 20227922508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 805 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 805 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Document Number | 0008030399 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 8030399 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 29, 2024 |
| Property Address | 805 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Document Number | 0008022130 |
| Map Reference | DOC 213550 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 8022130 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 26, 2022 |
| Property Address | 805 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Document Number | 0007922508 |
| Map Reference | DOC 213550 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 7922508 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 805 HIGHVIEW TER, 805, LAKE FOREST, IL 60045-3230 |
| Name | Verified Name |
|---|---|
| Address | 805 HIGHVIEW TER, LAKE FOREST, IL 60045-3230 |
| Document Number | 0007922509 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 7922509 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.59% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.59% |
| Index | Prime Rate |
| Max Rate | 9.59% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Moraine Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $318,299 Land $136,459 Building $181,840 | $954,993 Land $409,418 Building $545,575 | |
| 2024 | $17,004.00 (+15.74%) | ||
| 2023 | $14,692.00 (+5.52%) | $270,493 (+8.2%) Land $115,964 Building $154,529 | $811,560 (+8.2%) Land $347,927 Building $463,633 |
| 2022 | $13,924.00 | $249,997 Land $127,392 Building $122,605 | $750,066 Land $382,214 Building $367,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 805 Highview Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 Highview Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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