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865 Bruce Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 865 Bruce Dr, Berthoud, CO 80513

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1993
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (May 2023)
Tax Bill$2,896 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN94143-51-006

Property Details

APN / Parcel Number

Primary APN94143-51-006
Alternative APN
  • R0479357

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area176 sqft
Deck Area112 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR0479357
Old Parcel Number9414351006
Street Address865 BRUCE DR
CityBERTHOUD
StateCO
Zip80513-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6, GARDEN FAIR HOMES NO 2, BERTHOUD
Legal Range69
Legal Township04
Legal Section14
Legal QuarterSW
Legal SubdivisionGARDEN FAIR HOMES
Legal Block51
Legal Lot Number6
JurisdictionLARIMER CO
Township / Civil DivisionBERTHOUD
Census Block Group3
Census Block3019
Census Tract2700

Owner

Source: Larimer County records · APN 94143-51-006

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address17075 S BULL RUN RD, CATALDO, ID 83810-5015
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Special Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Apr 20, 2020Deed of Trust, Mortgage · Conventional with PMI
ELEVATIONS CU
Jul 06, 2018Warranty Deed, Transfer · Conventional with PMI
ELEVATIONS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Prior SaleJul 06, 2018 · Amount on Record
Deed Document Number20230019745
Record UpdatedJun 08, 2026

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLARIMER CO
Recording DateMay 16, 2023
Property Address865 BRUCE DR, BERTHOUD, CO 80513-1137
Document Number0000019745
Instrument DateMay 15, 2023
Instrument20230019745
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address865 BRUCE DR, BERTHOUD, CO 80513-1137

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17075 S BULL RUN RD, CATALDO, ID 83810-5015

Mortgage

Document Number0000019746
DateMay 16, 2023
Instrument20230019746
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address865 BRUCE DR, BERTHOUD, CO 80513-1137
Document Number0000029001
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address865 BRUCE DR BERTHOUD CO 805131137, BERTHOUD, CO 80513-1137

Mortgage

Document Number0000029001
DateApr 28, 2020
Instrument29001
Lender
NameELEVATIONS CU
AddressBOULDER, CO 80301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 27, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateJul 06, 2018
Property Address865 BRUCE DR, BERTHOUD, CO 80513-1137
Document Number0000040813
Instrument DateJul 03, 2018
Instrument40813
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$36.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address865 BRUCE DR BERTHOUD CO 805131137, BERTHOUD, CO 80513-1137

Mortgage

Document Number40814
DateJul 06, 2018
Instrument40814
Lender
NameELEVATIONS CU
AddressBROOMFIELD, CO 80021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 05, 2048

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateColorado
MunicipalityBerthoud Town
CountyLarimer County
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,896.00 (+11.9%)$28,619 (-9.41%) Land $1,800 Building $26,819$457,900 (-2.88%) Land $28,800 Building $429,100
2023$2,588.00 (+14.51%)$31,591 (+34%) Land $1,930 Building $29,661$471,500 (+39%) Land $28,800 Building $442,700
2022$2,260.00$23,575 Land $2,002 Building $21,573$339,200 Land $28,800 Building $310,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690027003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Inventive Wireless of Nebraska
Fixed Wireless		500 / 80
AT&T
Fixed Wireless		100 / 20

May also be available: Smiling J, T-Mobile USA, Verizon.

Based on FCC filings for 476 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CO0135138, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF BERTHOUD
serves 14,211 people
Water SourceSurface water
Last State InspectionDec 2021
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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