890 Bruce Dr, Berthoud, CO 80513 Property Records

Larimer County property record for 890 Bruce Dr, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Oct 2021)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94143-23-002`

Property Details

APN / Parcel Number

Primary APN	`94143-23-002`
Alternative APN	`R0479004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Basement Area	315 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	712 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0479004
Old Parcel Number	9414323002
Street Address	890 BRUCE DR
City	BERTHOUD
State	CO
Zip	80513-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & WRLY 18.5 FT OF LOT 1, FICKEL 2ND, BER
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SW
Legal Subdivision	FICKEL
Legal Block	23
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	3
Census Block	3043
Census Tract	2700

Owner

Source: Larimer County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	890 BRUCE DR, BERTHOUD, CO 80513-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	20210094130
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 11, 2021
Property Address	890 BRUCE DR, BERTHOUD, CO 80513-1136
Document Number	0000094130
Instrument Date	Oct 8, 2021
Instrument	20210094130
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	890 BRUCE DR, BERTHOUD, CO 80513-1136

Mortgage

Document Number	0000094131
Date	Oct 11, 2021
Instrument	20210094131

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	890 BRUCE DR, BERTHOUD, CO 80513-1136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068583
Date	Aug 31, 2020
Instrument	20200068583

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 29, 2017
Property Address	890 BRUCE DR, BERTHOUD, CO 80513-1136
Document Number	0000087376
Instrument Date	Dec 29, 2017
Instrument	87376
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$31.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 BRUCE DR BERTHOUD CO 805131136, BERTHOUD, CO 80513-1136

Mortgage

Document Number	87377
Date	Dec 29, 2017
Instrument	87377

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 (+8.23%)	$29,638 (-11.72%) Land $1,875 Building $27,763	$474,200 (-5.37%) Land $30,000 Building $444,200
2023	$2,771.00 (+17.32%)	$33,574 (+36.31%) Land $2,010 Building $31,564	$501,100 (+41.39%) Land $30,000 Building $471,100
2022	$2,362.00	$24,631 Land $2,085 Building $22,546	$354,400 Land $30,000 Building $324,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Smiling J, T-Mobile USA, Verizon.

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