Larimer County property record for 845 Bruce Dr, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,650 sqft · built 1976 |
| Lot Size | 0.208 acres (9,072 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,937 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 94143-51-009 |
| Primary APN | 94143-51-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Living Area |
| Gross Area | 4,060 sqft |
| Upper Floors Area | 32 sqft |
| Basement Area | 904 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,072 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 116 sqft |
| Patio Area | 392 sqft |
| Balcony Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0479381 |
|---|---|
| Street Address | 845 BRUCE DR |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9, GARDEN FAIR HOMES NO 2, BERTHOUD |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 14 |
| Legal Subdivision | GARDEN FAIR HOMES |
| Legal Lot Number | 9 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 2700 |
Source: Larimer County records · APN 94143-51-009
Assessment roll updated February 9, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 BRUCE DR, BERTHOUD, CO 80513-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Mar 17, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 1988 |
| Deed Sale | Oct 01, 1988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | May 11, 2026 |
| Property Address | 845 BRUCE DR, BERTHOUD, CO 80513-1137 |
| Document Number | 0000022106 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202622106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 845 BRUCE DR, BERTHOUD, CO 80513-1137 |
| Document Number | 0000022106, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202622106 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 845 BRUCE DR, BERTHOUD, CO 80513-1137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000018301 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 20200018301 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Mar 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Larimer County records · Assessment roll updated February 9, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,937.00 (+6.3%) | $35,281 (-9.83%) Land $1,800 Building $33,481 | $564,500 (-3.34%) Land $28,800 Building $535,700 |
| 2024 | $2,763.00 (+3.68%) | ||
| 2023 | $2,665.00 (+26.18%) | $39,128 (+35.04%) Land $1,930 Building $37,198 | $584,000 (+40.08%) Land $28,800 Building $555,200 |
| 2022 | $2,112.00 | $28,975 Land $2,002 Building $26,973 | $416,900 Land $28,800 Building $388,100 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Inventive Wireless of Nebraska Fixed Wireless | 500 / 80 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Smiling J, T-Mobile USA, Verizon.
Based on FCC filings for 476 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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