865 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 865 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1965
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$672,000 (Jul 2023)
Tax Bill	$8,840 (2025)
Deeds & Mortgages	Jul 2023 Sale Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-271-06-00`

Property Details

APN / Parcel Number

Primary APN	`579-271-06-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	868 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Good
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	865 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 4 LOTS 42 & 43 TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	4
Legal Lot Number	42,43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13909

Owner

865 Banock St is owned by two individuals who bought it in July 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5309 KIRBY PL, ROHNERT PARK, CA 94928-5032
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Grant Deed, Transfer
Jun 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
May 10, 2023	Grant Deed, Transfer TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	May 10, 2023 · Amount on File
Deed Document Number	2023199045
Prior Transfer Date	Mar 13, 2000
Prior Transfer Doc	0000156514
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2023
Property Address	865 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000199045
Map Reference	MAP 2050
Instrument Date	Jul 19, 2023
Instrument	2023-0199045
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5309 KIRBY PL, ROHNERT PARK, CA 94928-5032

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	865 BANOCK ST, SPRING VALLEY, CA 91977-5206
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD 100, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000147848
Date	Jun 7, 2023
Instrument	2023-0147848

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2023
Property Address	865 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000122630
Map Reference	MAP 2050
Instrument Date	May 2, 2023
Instrument	2023-0122630
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 865 Banock St was $8,840.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$699,104 (+2%) Land $442,170 Building $256,934
2025	$8,840.00	$685,397 Land $433,500 Building $251,897
2023	$3,649.00 (+1.81%)	$260,383 Land $106,519 Building $153,864
2022	$3,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 865 Banock St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Banock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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