852 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 852 Banock St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,073 sqft · built 1965
Lot Size0.177 acres (7,700 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Aug 2019)
Tax Bill$6,363 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN579-252-15-00

Property Details

APN / Parcel Number

Primary APN579-252-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,073 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area7,700 sqft (0.177 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address852 BANOCK ST
CitySPRING VALLEY
StateCA
Zip91977-5205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 3 LOTS 63 & 64 TR 002050
Legal SubdivisionEAST SIDE ADD
Legal Tract002050
Legal Block3
Legal Lot Number63,64
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract13909

Owner

Source: San Diego County records · APN 579-252-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address852 BANOCK ST, SPRING VALLEY, CA 91977-5205
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
TITAN MUTUAL LENDING INC
Aug 26, 2019Grant Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Prior SaleDec 03, 2015 · Amount on Record
Deed Document Number2019364047
Prior Transfer DateDec 24, 1998
Prior Transfer Doc0000861937
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address852 BANOCK ST, SPRING VALLEY, CA 91977-5205
Transaction TypeMortgage
Record UpdatedMar 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address852 BANOCK ST, SPRING VALLEY, CA 91977-5205

Mortgage

Document Number0000083406
DateFeb 24, 2022
Instrument2022-0083406
Lender
NameTITAN MUTUAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 26, 2019
Property Address852 BANOCK ST, SPRING VALLEY, CA 91977-5205
Document Number0000364047
Map ReferenceMAP 2050
Instrument DateJul 03, 2019
Instrument2019-0364047
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address852 BANOCK ST, SPRING VALLEY, CA 91977-5205

Mortgage

Document Number0000364048
DateAug 26, 2019
Instrument2019-0364048
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Mortgage

Document Number0000364050
DateAug 26, 2019
Instrument2019-0364050
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$485,244 (+2%) Land $246,320 Building $238,924
2025$6,363.00 (+7.14%)$475,731 (+4.04%) Land $241,491 Building $234,240
2023$5,939.00 (+1.57%)$457,260 Land $232,114 Building $225,146
2022$5,847.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

Based on FCC filings for 920 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemViejas Community System
tribal government · serves 9,600 people
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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