874 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 874 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1951
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$277,000 (Jun 2014)
Tax Bill	$4,755 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-252-43-00`

Property Details

APN / Parcel Number

Primary APN	`579-252-43-00`
Alternative APN	`5792522000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	5792522000
Street Address	874 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 3 LOTS 72&73 TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	3
Legal Lot Number	72,73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13909

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	888 BANOCK ST, SPRING VALLEY, CA 91977-5205
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Intrafamily Transfer, Transfer
Jan 3, 2017	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2014 · Amount on Record
Deed Sale	Jun 13, 2014 · Amount on Record
Prior Sale	May 9, 2012 · Amount on Record
Deed Document Number	2014246288
Last Transfer Date	Apr 12, 2023
Transfer Doc	0000138460
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2023
Property Address	874 BANOCK ST, SPRING VALLEY, CA 91977-5205
Document Number	0000138460
Map Reference	MAP 2050
Instrument Date	May 12, 2023
Instrument	2023-0138460
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	888 BANOCK ST, SPRING VALLEY, CA 91977-5205

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	874 BANOCK ST, SPRING VALLEY, CA 91977-5205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000163
Date	Jan 3, 2017
Instrument	2017-0000163

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	874 BANOCK ST, SPRING VALLEY, CA 91977-5205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 BANOCK ST, SPRING VALLEY, CA 91977-5205

Mortgage

Document Number	0000041251
Date	Jan 20, 2021
Instrument	2021-0041251

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,340 (+2%) Land $173,170 Building $173,170
2025	$4,755.00 (+7.65%)	$339,550 (+4.04%) Land $169,775 Building $169,775
2023	$4,417.00 (+1.7%)	$326,368 Land $163,184 Building $163,184
2022	$4,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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