859 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 859 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$367,000 (Mar 2005)
Tax Bill	$6,703 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`579-271-18-00`

Property Details

APN / Parcel Number

Primary APN	`579-271-18-00`
Alternative APN	`5792710700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Block
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	5792710700
Street Address	859 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 4 LOTS 44 THRU 46 TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	4
Legal Lot Number	44-46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13909

Owner

859 Banock St is owned and occupied by an individual who bought it in March 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	859 BANOCK ST, SPRING VALLEY, CA 91977-5206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2005 · Amount on File
Deed Sale	Mar 21, 2005 · Amount on File
Prior Sale	Sep 7, 1990 · Amount on File
Deed Document Number	2005229445
Prior Transfer Date	Feb 24, 2005
Prior Transfer Doc	0000229444
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	859 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000002941
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 BANOCK ST SPRING VALLEY CA 919775206, SPRING VALLEY, CA 91977-5206

Mortgage

Document Number	0000002941
Date	Jan 4, 2017
Instrument	2941

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 859 Banock St was $6,703 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,753 (+2%) Land $284,334 Building $237,419
2025	$6,703.00 Homeowner's exemption	$511,523 Land $278,759 Building $232,764
2023	$6,258.00 (+1.57%) Homeowner's exemption	$491,662 Land $267,936 Building $223,726
2022	$6,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 859 Banock St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 859 Banock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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