8624 Ranchwood Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 8624 Ranchwood Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,912 sqft · built 1986
Lot Size	3.17 acres (138,085 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2025)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Nov 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`011180-0095`

Property Details

APN / Parcel Number

Primary APN	`011180-0095`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	1,394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	138,085 sqft (3.17 acres)
Garage Area	576 sqft
Porch	Finished/Open Porch
Porch Area	778 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8624 RANCHWOOD LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	13/57-59 RIVER PARK ACRES LOTS 9-A & 9-B OR6262/1471
Legal Range	27E
Legal Township	06S
Legal Section	05
Legal Subdivision	RIVER PARK ACRES
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20908

Owner

8624 Ranchwood Ln is owned and occupied by two individuals who bought it in November 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8624 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Deed Document Number	202596038
Deed Book / Page	6262 / 1471
Prior Transfer Date	Mar 6, 2012
Prior Transfer Doc	0035350644
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 25, 2025
Property Address	8624 RANCHWOOD LN, SAINT AUGUSTINE, FL 32092-1417
Document Number	0062621471
Book / Page	6262 / 1471
Map Reference	MB 13 PG 57
Instrument Date	Nov 21, 2025
Instrument	2025096038
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3986 DIANE RD, BIG PINE KEY, FL 33043-6105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8624 RANCHWOOD LN, ST AUGUSTINE, FL 32092-1417

Mortgage

Document Number	0062621474
Date	Nov 25, 2025
Instrument	6262/1474

Lender

Name	JOSEPH SMITH
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	53 Months
Due	Mar 31, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 8624 Ranchwood Ln was $3,942, up 12.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,919 (+27.79%) Land $135,000 Building $256,919	$391,919 (-5.02%) Land $135,000 Building $256,919
2025	$3,942.00 (+12.76%) Homeowner's exemption	$306,688 (+2.9%)	$412,612 (+5.88%) Land $160,000 Building $252,612
2024	$3,496.00 (+2.01%) Homeowner's exemption	$298,045 (+3%)	$389,711 (-1.62%) Land $155,000 Building $234,711
2023	$3,427.00 (+2.97%) Homeowner's exemption	$289,364 (+3%)	$396,130 (-8.49%) Land $155,000 Building $241,130
2022	$3,328.00 Homeowner's exemption	$280,936	$432,865 Land $168,000 Building $264,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8624 Ranchwood Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8624 Ranchwood Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20