Martin County property record for 848 SE Waterside Way, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,182 sqft · built 1994 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Apr 2006) |
| Tax Bill | $4,530 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-39-41-006-000-0047.0-9-0000 |
| Primary APN | 04-39-41-006-000-0047.0-9-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| Gross Area | 3,246 sqft |
| 1st Floor Area | 2,182 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Enclosed Pool |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 60807 |
|---|---|
| Street Address | 848 SE WATERSIDE WAY |
| City | STUART |
| State | FL |
| Zip | 34997-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE12A |
| Legal Description | SOUTH FORK ESTATES LOT 47 |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 4 |
| Legal Subdivision | SOUTH FORK ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1108 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 848 SE WATERSIDE WAY, STUART, FL 34997-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 14, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Apr 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2006 · Amount on Record |
| Deed Sale | Apr 24, 2006 · Amount on Record |
| Prior Sale | Oct 8, 1992 · Amount on Record |
| Deed Document Number | 20061927676 |
| Deed Book / Page | 2135 / 1845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 848 SE WATERSIDE WAY, STUART, FL 34997-2824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0032072470 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3207/2470 |
| Instrument | 2875671 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 848 SE WATERSIDE WAY, STUART, FL 34997-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029750493 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 02975/0493 |
| Instrument | 2678785 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 848 SE WATERSIDE WAY, STUART, FL 34997-2824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029841820 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 02984/1820 |
| Instrument | 2687342 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,530.00 (-0.55%) Additional exemption filed | $300,197 (+5.99%) | $581,770 (+5.2%) Land $275,000 Building $306,770 |
| 2024 | $4,555.00 (+2.18%) | ||
| 2023 | $4,458.00 (+3.72%) Additional exemption filed | $283,240 (+3%) | $553,000 (+19.21%) Land $260,000 Building $293,000 |
| 2022 | $4,298.00 Homeowner's exemption | $274,991 | $463,880 Land $231,750 Building $232,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 247 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 247 in force |
| Nearby Flood Claims | 3 (1995–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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