848 SE Waterside Way, Stuart, FL 34997 Property Records

Martin County property record for 848 SE Waterside Way, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,182 sqft · built 1994
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Apr 2006)
Tax Bill$4,530 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-39-41-006-000-0047.0-9-0000

Property Details

APN / Parcel Number

Primary APN04-39-41-006-000-0047.0-9-0000
Alternative APNs
  • 04-39-41-006-000-00470-9
  • 439410060000047090000
  • 60807

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,182 sqft Living Area
Gross Area3,246 sqft
1st Floor Area2,182 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,829 sqft (0.57 acres)
View / LotLake Front
Garage TypeAttached
Garage Area764 sqft
Parking Spaces3 Parking Spaces
Pool TypeEnclosed Pool
PorchScreened Concrete Masonry Porch
Porch Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number60807
Street Address848 SE WATERSIDE WAY
CitySTUART
StateFL
Zip34997-2824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE12A
Legal DescriptionSOUTH FORK ESTATES LOT 47
Legal Range41E
Legal Township39S
Legal Section4
Legal SubdivisionSOUTH FORK ESTATES
Legal Block2
Legal Lot Number47
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2033
Census Tract1108

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address848 SE WATERSIDE WAY, STUART, FL 34997-2824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 14, 2018Deed of Trust, Mortgage · Closed-End Mortgage
PNC BANK NA
Apr 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2006 · Amount on Record
Deed SaleApr 24, 2006 · Amount on Record
Prior SaleOct 8, 1992 · Amount on Record
Deed Document Number20061927676
Deed Book / Page2135 / 1845
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address848 SE WATERSIDE WAY, STUART, FL 34997-2824
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032072470
DateMar 19, 2021
Book Page3207/2470
Instrument2875671
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address848 SE WATERSIDE WAY, STUART, FL 34997-2824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029750493
DateFeb 14, 2018
Book Page02975/0493
Instrument2678785
Lender
NamePNC BANK NA
TypeBank
AddressSTUART, FL 34994
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term144 Months
DueFeb 15, 2030

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address848 SE WATERSIDE WAY, STUART, FL 34997-2824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029841820
DateApr 5, 2018
Book Page02984/1820
Instrument2687342
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,530.00 (-0.55%) Additional exemption filed$300,197 (+5.99%)$581,770 (+5.2%) Land $275,000 Building $306,770
2024$4,555.00 (+2.18%)
2023$4,458.00 (+3.72%) Additional exemption filed$283,240 (+3%)$553,000 (+19.21%) Land $260,000 Building $293,000
2022$4,298.00 Homeowner's exemption$274,991$463,880 Land $231,750 Building $232,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 247 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies247 in force
Nearby Flood Claims3 (1995–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH FORK HOMEOWNER UTIL CORP
private · serves 200 people · EPA ID FL4430484
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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