Pender County property record for 810 Royal Tern Dr, Hampstead, NC 28443 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,716 sqft · built 2007 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 4215-71-0687-0000 |
| Primary APN | 4215-71-0687-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,716 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000030736 |
|---|---|
| Old Parcel Number | 4215 71 0687 0000 |
| Street Address | 810 ROYAL TERN DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 208, PB 35/30, PELICAN REEF |
| Legal Subdivision | PELICAN REEF |
| Legal Lot Number | 208 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 920104 |
Source: Pender County records · APN 4215-71-0687-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 810 ROYAL TERN DR # R, R, HAMPSTEAD, NC 28443-7187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Nov 09, 2018 | Warranty Deed, Transfer · VA Mortgage ANGEL OAK HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2019 |
| Deed Sale | Oct 14, 2019 |
| Prior Sale | May 03, 2010 · Amount on Record |
| Deed Document Number | 0011724695 |
| Deed Book / Page | 4674 / 0288 |
| Prior Transfer Date | Nov 09, 2018 |
| Prior Transfer Doc | 0046740288 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 810 ROYAL TERN DR, HAMPSTEAD, NC 28443-7187 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046960941 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 4696/0941 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 09, 2018 |
| Property Address | 810 ROYAL TERN DR, HAMPSTEAD, NC 28443-7187 |
| Document Number | 0046740288 |
| Book / Page | 004674 / 000288 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 20042326 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 810 ROYAL TERN DR HAMPSTEAD NC 284437187, HAMPSTEAD, NC 28443-7187 |
| Document Number | 46740290 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 004674/000290 |
| Instrument | 20042327 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, CA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2048 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,973.00 (-0.27%) | $608,181 (+76.34%) Land $120,000 Building $488,181 | $608,181 (+76.34%) Land $120,000 Building $488,181 |
| 2023 | $344,885 (-) Land $58,000 Building $286,885 | $344,885 (-) Land $58,000 Building $286,885 | |
| 2022 | $2,981.00 | $344,885 Land $58,000 Building $286,885 | $344,885 Land $58,000 Building $286,885 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 136 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force 121 of 136 on primary residences |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2018, tidal / storm surge, Hurricane Florence |
| Flood Events |
|
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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