863 Lemon Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 863 Lemon Ave, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 914 sqft · built 1951
Lot Size0.197 acres (8,600 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (Jan 2025)
Tax Bill$7,125 (2025)
Deeds & MortgagesMar 2024 Transfer
Mar 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN492-013-14-00

Property Details

APN / Parcel Number

Primary APN492-013-14-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area914 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area8,600 sqft (0.197 acres)

Location & Zoning

Street Address863 LEMON AVE
CityEL CAJON
StateCA
Zip92020-5817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 91 /EXC W 150 FT/ TR 001636
Legal SubdivisionEL CAJON ACRES
Legal Tract001636
Legal Block3
Legal Lot Number91
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract15902

Owner

Source: San Diego County records · APN 492-013-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address863 LEMON AVE, EL CAJON, CA 92020-5817
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Intrafamily Transfer, Transfer
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Mar 22, 2024Grant Deed, Transfer
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Mar 04, 2024Grant Deed, Construction Loan · Construction Mortgage
SENTINEL SECURITY LIFE INSURANCE CO
Jan 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Prior SaleMar 22, 2024 · Amount on Record
Deed Document Number202526083
Prior Transfer DateNov 14, 2007
Prior Transfer Doc0000765442
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 22, 2024
Property Address863 LEMON AVE, EL CAJON, CA 92020-5817
Document Number0000072849
Map ReferenceMAP 1636
Instrument DateMar 20, 2024
Instrument2024-0072849
Transaction TypeTransfer
Record UpdatedApr 02, 2024
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1250 PEACH AVE, EL CAJON, CA 92021-4916

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 22, 2024
Property Address863 LEMON AVE, EL CAJON, CA 92020-5817
Document Number0000072850
Map ReferenceMAP 1636
Instrument DateMar 14, 2024
Instrument2024-0072850
Transaction TypeTransfer
Record UpdatedApr 02, 2024
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1250 PEACH AVE, EL CAJON, CA 92021-4916

March 2024: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 04, 2024
Property Address863 LEMON AVE, EL CAJON, CA 92020-5817
Document Number0000054806
Map ReferenceMAP 1636
Instrument DateJan 18, 2024
Instrument2024-0054806
Transaction TypeConstruction Loan
Record UpdatedMar 12, 2024
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 RIDGEWAY DR, SAN DIEGO, CA 92116-2051

Mortgage

Document Number0000054807
DateMar 04, 2024
Instrument2024-0054807
Lender
NameSENTINEL SECURITY LIFE INSURANCE CO
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 01, 2025

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address863 LEMON AVE, EL CAJON, CA 92020-5817
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048518
DateJan 31, 2017
Instrument2017-0048518
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$795,600 (+5%) Land $642,600 Building $153,000
2025$7,125.00 (+876.03%)$530,400 (+1,307.46%) Land $453,900 Building $76,500
2023$730.00 (-10.87%) Homeowner's exemption$37,685 Land $16,400 Building $21,285
2022$819.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730159023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Wyyerd Group, Verizon, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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