860 Lemon Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 860 Lemon Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1969
Lot Size	0.404 acres (17,600 sqft)
Owner	Company Name on File
Last Sale	$455,000 (Dec 2005)
Tax Bill	$7,937 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`492-014-19-00`

Property Details

APN / Parcel Number

Primary APN	`492-014-19-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	17,600 sqft (0.404 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	860 LEMON AVE
City	EL CAJON
State	CA
Zip	92020-5818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 131 TR 001636
Legal Subdivision	EL CAJON ACRES
Legal Tract	001636
Legal Block	1
Legal Lot Number	131
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	15902

Owner

860 Lemon Ave is owned by a company that bought it in December 2005 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	860 LEMON AVE, EL CAJON, CA 92020-5818
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2005 · Amount on File
Deed Sale	Dec 30, 2005 · Amount on File
Prior Sale	Sep 25, 2003 · Amount on File
Deed Document Number	20051123993
Prior Transfer Date	Dec 19, 1994
Prior Transfer Doc	0000004144
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	860 LEMON AVE, EL CAJON, CA 92020-5818
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 LEMON AVE, EL CAJON, CA 92020-5818

Mortgage

Document Number	0000010023
Date	Jan 13, 2023
Instrument	2023-0010023

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2022
Property Address	860 LEMON AVE, EL CAJON, CA 92020-5818
Document Number	0000121678
Map Reference	MAP 1636
Instrument Date	Mar 2, 2022
Instrument	2022-0121678
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	860 LEMON AVE, EL CAJON, CA 92020-5818

Tax Assessment & Valuation

The 2025 property tax bill for 860 Lemon Ave was $7,937 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,177 (+2%) Land $348,450 Building $285,727
2025	$7,937.00 Homeowner's exemption	$621,743 Land $341,618 Building $280,125
2023	$7,673.00 (+0.47%) Homeowner's exemption	$597,602 Land $328,353 Building $269,249
2022	$7,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 860 Lemon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Lemon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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