854 Lemon Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 854 Lemon Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,158 sqft · built 1942
Lot Size0.404 acres (17,600 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Feb 2021)
Tax Bill$8,012 (2025)
Deeds & MortgagesJul 2021 Mortgage
Feb 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN492-014-22-00

Property Details

APN / Parcel Number

Primary APN492-014-22-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,158 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area17,600 sqft (0.404 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address854 LEMON AVE
CityEL CAJON
StateCA
Zip92020-5818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 129 TR 001636
Legal SubdivisionEL CAJON ACRES
Legal Tract001636
Legal Block1
Legal Lot Number129
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract15902

Owner

Source: San Diego County records · APN 492-014-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11860 LA COLINA RD, SAN DIEGO, CA 92131-1452
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
NVESTOR FUNDING INC
Feb 11, 2021Affidavit of Death of Joint Tenant, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Feb 11, 2021Grant Deed, Transfer · Commercial Mortgage
COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Deed Document Number2021111004
Prior Transfer DateJan 27, 2021
Prior Transfer Doc0000111003
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address854 LEMON AVE, EL CAJON, CA 92020-5818
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11860 LA COLINA RD, SAN DIEGO, CA 92131-1452

Mortgage

Document Number0000537846
DateJul 28, 2021
Instrument2021-0537846
Lender
NameNVESTOR FUNDING INC
TypeNon-Lending Institution
AddressTEMPE, AZ 85283
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateFeb 11, 2021
Property Address854 LEMON AVE, EL CAJON, CA 92020-5818
Document Number0000111003
Map ReferenceMAP 1636
Instrument DateJan 27, 2021
Instrument2021-0111003
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 E ORCHARD ST, NORRIS CITY, IL 62869-1018

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 11, 2021
Property Address854 LEMON AVE, EL CAJON, CA 92020-5818
Document Number0000111004
Map ReferenceMAP 1636
Instrument DateJan 14, 2021
Instrument2021-0111004
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11860 LA COLINA RD, SAN DIEGO, CA 92131-1452

Mortgage

Document Number0000111005
DateFeb 11, 2021
Instrument2021-0111005
Lender
NameCOMMERCIAL LENDER LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueMar 01, 2022

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$618,282 (+2%) Land $441,631 Building $176,651
2025$8,012.00 (+1.91%)$606,160 (+4.04%) Land $432,972 Building $173,188
2024$7,862.00 (+2.17%)
2023$7,695.00 (+4.47%)$582,624 Land $416,160 Building $166,464
2022$7,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Based on FCC filings for 520 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Lemon Ave

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