875 Lemon Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 875 Lemon Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,558 sqft · built 1953
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Company Names on Record
Last Sale	$169,000 (Oct 1998)
Tax Bill	$12,923 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`492-013-13-00`

Property Details

APN / Parcel Number

Primary APN	`492-013-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,558 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	146 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	875 LEMON AVE
City	EL CAJON
State	CA
Zip	92020-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 92 W H (EX ST) TR 001636
Legal Subdivision	EL CAJON ACRES
Legal Tract	001636
Legal Block	3
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer
Mar 5, 2026	Intrafamily Transfer, Transfer
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 23, 2025	Intrafamily Transfer, Transfer · Line of Credit SPRING EQ LLC
Oct 27, 2022	Intrafamily Transfer, Transfer
Apr 30, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 1998 · Amount on Record
Deed Sale	Oct 13, 1998 · Amount on Record
Prior Sale	Dec 30, 1997 · Amount on Record
Deed Document Number	1998658237
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000414637
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2026
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000061439
Map Reference	MAP 1636
Instrument Date	Mar 5, 2026
Instrument	2026-0061439
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	875 LEMON AVE, EL CAJON, CA 92020-5817

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2026
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000061438
Map Reference	MAP 1636
Instrument Date	Mar 5, 2026
Instrument	2026-0061438
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	875 LEMON AVE, EL CAJON, CA 92020-5817

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 LEMON AVE, EL CAJON, CA 92020-5817

Mortgage

Document Number	0000121263
Date	May 10, 2023
Instrument	2023-0121263

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2025
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000297424
Map Reference	MAP 1636
Instrument Date	Oct 17, 2025
Instrument	2025-0297424
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	875 LEMON AVE, EL CAJON, CA 92020-5817

Mortgage

Document Number	0000297425
Date	Oct 23, 2025
Instrument	2025-0297425

Lender

Name	SPRING EQ LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2022
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000414637
Map Reference	MAP 1636
Instrument Date	Oct 6, 2022
Instrument	2022-0414637
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	875 LEMON AVE, EL CAJON, CA 92020-5817

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170826
Date	Apr 30, 2018
Instrument	2018-0170826

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 LEMON AVE, EL CAJON, CA 92020-5817

Mortgage

Document Number	0000054669
Date	Feb 15, 2019
Instrument	2019-0054669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 LEMON AVE, EL CAJON, CA 92020-5817

Mortgage

Document Number	0000551209
Date	Sep 18, 2020
Instrument	2020-0551209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2018
Property Address	875 LEMON AVE, EL CAJON, CA 92020-5817
Document Number	0000071363
Instrument Date	Feb 22, 2018
Instrument	71363
Transaction Type	Transfer
Record Updated	Mar 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	875 LEMON AVE EL CAJON CA 920205817, EL CAJON, CA 92020-5817

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$271,760 (+2%) Land $107,053 Building $164,707
2025	$12,923.00 (+0.2%) Homeowner's exemption	$266,432 (+4.04%) Land $104,954 Building $161,478
2023	$12,897.00 (+1.31%) Homeowner's exemption	$256,088 Land $100,880 Building $155,208
2022	$12,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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