863 E Girard Rd, Quincy, MI 49082 Property Records

Branch County property record for 863 E Girard Rd, Quincy, MI 49082

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,708 sqft · built 2012
Lot Size	14 acres (609,840 sqft)
Owner	Individual Name on File
Tax Bill	$1 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-020-100-010-98`

Property Details

APN / Parcel Number

Primary APN	`040-020-100-010-98`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Lot Area	609,840 sqft (14 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	863 E GIRARD RD
City	QUINCY
State	MI
Zip	49082-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT PT ON N SEC LI 428 FT E OF N 1/4 POST TH S 544.5 FT TH W 400 FT TH S 775.5 FT TH E 632 FT TH N 1320 FT TH W 232 FT TO
Legal Range	05W
Legal Township	05S
Legal Section	20
Jurisdiction	BRANCH MI
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1063
Census Tract	950100

Owner

863 E Girard Rd is owned and occupied by an individual who acquired it in June 2017.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	863 E GIRARD RD, QUINCY, MI 49082-9463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · VA Mortgage LIT FINANCIAL CORP
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit HOMESTEAD SAVINGS BANK
Jul 5, 2017	Intrafamily Transfer, Transfer · Line of Credit GREENSTONE FARM CREDIT SERVICES FLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 26, 2017
Transfer Doc	201704557
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	863 E GIRARD RD, QUINCY, MI 49082-9463
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E GIRARD RD, QUINCY, MI 49082-9463
Investor	Possibly a Property Investor

Mortgage

Document Number	0202507605
Date	Dec 29, 2025
Instrument	2025-07605

Lender

Name	LIT FINANCIAL CORP
Type	Mortgage Company
Address	3221 W BIG BEAVER RD STE 313, TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	863 E GIRARD RD, QUINCY, MI 49082-9463
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104813
Date	Jun 17, 2021
Instrument	2021-04813

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jul 5, 2017
Property Address	863 E GIRARD RD, QUINCY, MI 49082-9463
Document Number	201704557
Instrument Date	Jun 26, 2017
Instrument	2017-04557
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E GIRARD RD, QUINCY, MI 49082-9463
Investor	Possibly a Property Investor

Mortgage

Document Number	201704558
Date	Jul 5, 2017
Instrument	2017-04558

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	363 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 863 E Girard Rd was $1.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Butler Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,280 (+6.14%)	$352,560 (+6.14%)
2025	$1.00	$166,075	$332,150
2024	$1.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 E Girard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 E Girard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Girard Rd

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