863 E 98th Ave, Unit 1506, Thornton (Denver), CO 80229 Property Records

Adams County property record for 863 E 98th Ave, Unit 1506, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,330 sqft · built 2019
Lot Size	0.044 acres (1,951 sqft)
Owner	Individual Name on File
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0193349`

Property Details

APN / Parcel Number

Primary APN	`R0193349`
Alternative APN	`0171914315136`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Basement Area	507 sqft
Finished Basement	300 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,951 sqft (0.044 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193349
Street Address	863 E 98TH AVE UNIT 1506, 1506
City	THORNTON
State	CO
Zip	80229-2445
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 35A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	35A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	9204

Owner

863 E 98th Ave, Unit 1506 is owned and occupied by an individual who acquired it in April 2025.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	863 E 98TH AVE UNIT 1506, 1506, THORNTON, CO 80229-2445
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2020	Grant Deed, Mortgage · Line of Credit MOUNTAIN W REIT LLC
Jan 2, 2020	Grant Deed, Transfer · Conventional with PMI HOME LOAN EXPERT LLC
Mar 20, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025
Deed Sale	Apr 29, 2025
Deed Document Number	0000023816
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	863 E 98TH AVE UNIT 1506, 1506, THORNTON, CO 80229-2445
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109472
Date	Oct 27, 2020
Instrument	2020000109472

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	863 E 98TH AVE UNIT 1506, 1506, THORNTON, CO 80229-2445
Instrument Date	Jan 2, 2020
Instrument	334
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N GRANT ST #404 DENVER CO 802033526, 404, DENVER, CO 80203-3526

Mortgage

Document Number	0000000334
Date	Jan 2, 2020
Instrument	334

Lender

Name	MOUNTAIN W REIT LLC
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3443

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	863 E 98TH AVE UNIT 1506, 1506, THORNTON, CO 80229-2445
Document Number	0000000577
Instrument Date	Dec 30, 2019
Instrument	577
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 98TH AVE #1506 THORNTON CO 802292445, 1506, THORNTON, CO 80229-2445

Mortgage

Document Number	578
Date	Jan 2, 2020
Instrument	578

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 20, 2019
Property Address	863 E 98TH AVE UNIT 1506, 1506, THORNTON, CO 80229-2445
Instrument Date	Mar 5, 2019
Instrument	20437
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000020437
Date	Mar 20, 2019
Instrument	20437

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 863 E 98th Ave, Unit 1506 was $1,123, down 70.4% from the year before.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00 (-70.38%)	$26,500 (-8.46%) Land $5,310 Building $21,190	$424,000 (-1.85%) Land $85,000 Building $339,000
2024	$3,791.00 (-13.94%)	$28,950 (-0.96%) Land $4,360 Building $24,590	$432,000 (-) Land $65,000 Building $367,000
2023	$4,405.00 (+7.7%)	$29,230 (+8.74%) Land $4,400 Building $24,830	$432,000 (+11.69%) Land $65,000 Building $367,000
2022	$4,090.00	$26,880 Land $4,860 Building $22,020	$386,802 Land $70,000 Building $316,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 E 98th Ave, Unit 1506 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 863 E 98th Ave, Unit 1506 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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