863 E 98th Ave, Unit 1504, Thornton (Denver), CO 80229 Property Records

Adams County property record for 863 E 98th Ave, Unit 1504, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,917 sqft · built 2019
Lot Size	0.042 acres (1,860 sqft)
Owner	Individual Name on Record
Last Sale	$352,248 (Dec 2019)
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0193347`

Property Details

APN / Parcel Number

Primary APN	`R0193347`
Alternative APN	`0171914315134`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,917 sqft Living Area
Basement Area	682 sqft
Finished Basement	100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,860 sqft (0.042 acres)
Porch	Porch
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193347
Street Address	863 E 98TH AVE UNIT 1504, 1504
City	THORNTON
State	CO
Zip	80229-2445
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 37A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	37A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	9204

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	863 E 98TH AVE UNIT 1504, 1504, THORNTON, CO 80229-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTWESTERN TRUST BANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TR BK
Dec 24, 2019	Grant Deed, Transfer · Conventional with PMI HOME LOAN EXPERT LLC
Mar 20, 2019	Grant Deed, Construction Loan · Construction Mortgage MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Deed Document Number	2019000113025
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	863 E 98TH AVE UNIT 1504, 1504, THORNTON, CO 80229-2445
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099224
Date	Oct 1, 2020
Instrument	2020000099224

Lender

Name	FIRSTWESTERN TRUST BANK
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	863 E 98TH AVE UNIT 1504, 1504, THORNTON, CO 80229-2445
Document Number	0000097463
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 98TH AVE #1504 THORNTON CO 802292445, 1504, THORNTON, CO 80229-2445

Mortgage

Document Number	0000097463
Date	Sep 29, 2020
Instrument	97463

Lender

Name	FIRST WESTERN TR BK
Address	GREENWOOD VILIAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 24, 2019
Property Address	863 E 98TH AVE UNIT 1504, 1504, THORNTON, CO 80229-2445
Document Number	0000113025
Instrument Date	Dec 20, 2019
Instrument	113025
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 98TH AVE #1504 THORNTON CO 802292445, 1504, THORNTON, CO 80229-2445

Mortgage

Document Number	113026
Date	Dec 24, 2019
Instrument	113026

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 20, 2019
Property Address	863 E 98TH AVE UNIT 1504, 1504, THORNTON, CO 80229-2445
Instrument Date	Mar 5, 2019
Instrument	20437
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000020437
Date	Mar 20, 2019
Instrument	20437

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,179.00 (-70.98%)	$27,810 (-10.38%) Land $5,310 Building $22,500	$445,000 (-3.89%) Land $85,000 Building $360,000
2024	$4,063.00 (-13.94%)	$31,030 (-0.93%) Land $4,360 Building $26,670	$463,000 (-) Land $65,000 Building $398,000
2023	$4,721.00 (+7.66%)	$31,320 (+8.67%) Land $4,400 Building $26,920	$463,000 (+11.64%) Land $65,000 Building $398,000
2022	$4,385.00	$28,820 Land $4,860 Building $23,960	$414,718 Land $70,000 Building $344,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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