863 E 98th Ave, Unit 1503, Thornton (Denver), CO 80229 Property Records

Adams County property record for 863 E 98th Ave, Unit 1503, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,917 sqft · built 2019
Lot Size	0.042 acres (1,860 sqft)
Owner	Individual Name on Record
Last Sale	$348,875 (Dec 2019)
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0193346`

Property Details

APN / Parcel Number

Primary APN	`R0193346`
Alternative APN	`0171914315133`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,917 sqft Living Area
Basement Area	682 sqft
Finished Basement	100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,860 sqft (0.042 acres)
Porch	Porch
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193346
Street Address	863 E 98TH AVE UNIT 1503, 1503
City	THORNTON
State	CO
Zip	80229-2445
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 38A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	38A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	9204

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	863 E 98TH AVE UNIT 1503, 1503, THORNTON, CO 80229-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 30, 2019	Special Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP
Mar 20, 2019	Grant Deed, Construction Loan · Construction Mortgage MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2019000114929
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	863 E 98TH AVE UNIT 1503, 1503, THORNTON, CO 80229-2445
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002288
Date	Jan 12, 2023
Instrument	2023000002288

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	863 E 98TH AVE UNIT 1503, 1503, THORNTON, CO 80229-2445
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 98TH AVE 1503, 1503, THORNTON, CO 80229-2445

Mortgage

Document Number	0000120098
Date	Oct 12, 2021
Instrument	2021000120098

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 30, 2019
Property Address	863 E 98TH AVE UNIT 1503, 1503, THORNTON, CO 80229-2445
Document Number	0000114929
Instrument Date	Dec 27, 2019
Instrument	2019000114929
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$34.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	863 E 98TH AVE UNIT 1503, 1503, THORNTON, CO 80229-2445

Mortgage

Document Number	0000114930
Date	Dec 30, 2019
Instrument	2019000114930

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000114931
Date	Dec 30, 2019
Instrument	2019000114931

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 20, 2019
Property Address	863 E 98TH AVE UNIT 1503, 1503, THORNTON, CO 80229-2445
Instrument Date	Mar 5, 2019
Instrument	20437
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000020437
Date	Mar 20, 2019
Instrument	20437

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,179.00 (-70.98%)	$27,810 (-10.38%) Land $5,310 Building $22,500	$445,000 (-3.89%) Land $85,000 Building $360,000
2024	$4,063.00 (-13.94%)	$31,030 (-0.93%) Land $4,360 Building $26,670	$463,000 (-) Land $65,000 Building $398,000
2023	$4,721.00 (+7.66%)	$31,320 (+8.67%) Land $4,400 Building $26,920	$463,000 (+11.64%) Land $65,000 Building $398,000
2022	$4,385.00	$28,820 Land $4,860 Building $23,960	$414,718 Land $70,000 Building $344,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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