863 E 98th Ave, Unit 1505, Thornton (Denver), CO 80229 Property Records

Adams County property record for 863 E 98th Ave, Unit 1505, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,457 sqft · built 2019
Lot Size	0.043 acres (1,862 sqft)
Owner	Individual Name on File
Last Sale	$347,369 (Jan 2020)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1719-14-3-15-135`

Property Details

APN / Parcel Number

Primary APN	`1719-14-3-15-135`
Alternative APNs	`0171914315135` `R0193348`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	2,541 sqft
Basement Area	571 sqft
Finished Basement	571 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,862 sqft (0.043 acres)
Porch	Covered Slab
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0193348
Street Address	863 E 98TH AVE, 1505
City	THORNTON
State	CO
Zip	80229-2445
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 36A
Legal Range	68W
Legal Township	02S
Legal Section	14
Legal Quarter	3
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	36A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	9204

Owner

863 E 98th Ave, Unit 1505 is owned and occupied by an individual who acquired it in January 2022.

Source: Adams County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	863 E 98TH AVE, 1505, THORNTON, CO 80229-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 11, 2022	Quit Claim Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 2, 2020	Grant Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC
Mar 20, 2019	Grant Deed, Construction Loan · Construction Mortgage MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Deed Document Number	2020582
Last Transfer Date	Jan 4, 2022
Transfer Doc	0000003305
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	863 E 98TH AVE UNIT 1505, 1505, THORNTON, CO 80229-2445
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 98TH AVE 1505, 1505, THORNTON, CO 80229-2445

Mortgage

Document Number	0000022664
Date	Mar 11, 2022
Instrument	2022000022664

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 11, 2022
Property Address	863 E 98TH AVE UNIT 1505, 1505, THORNTON, CO 80229-2445
Document Number	0000003305
Instrument Date	Jan 4, 2022
Instrument	2022000003305
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 98TH AVE UNIT 1505, 1505, THORNTON, CO 80229-2445

Mortgage

Document Number	0000003306
Date	Jan 11, 2022
Instrument	2022000003306

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	863 E 98TH AVE UNIT 1505, 1505, THORNTON, CO 80229-2445
Document Number	0000000582
Instrument Date	Dec 30, 2019
Instrument	582
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	863 E 98TH AVE THORNTON CO 802292444, THORNTON, CO 80229-2444

Mortgage

Document Number	583
Date	Jan 2, 2020
Instrument	583

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 20, 2019
Property Address	863 E 98TH AVE UNIT 1505, 1505, THORNTON, CO 80229-2445
Instrument Date	Mar 5, 2019
Instrument	20437
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000020437
Date	Mar 20, 2019
Instrument	20437

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 863 E 98th Ave, Unit 1505 was $3,612, down 13.9% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00 (-13.88%)	$32,100 (+0.22%) Land $5,780 Building $26,320	$472,000 (-1.26%) Land $85,000 Building $387,000
2024	$4,194.00 (-13.95%)	$32,030 (-0.96%) Land $4,360 Building $27,670	$478,000 (-) Land $65,000 Building $413,000
2023	$4,874.00 (+8.96%)	$32,340 (+1%) Land $4,400 Building $27,940	$478,000 (+12.97%) Land $65,000 Building $413,000
2022	$4,473.00	$29,400 Land $4,860 Building $24,540	$423,122 Land $70,000 Building $353,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 863 E 98th Ave, Unit 1505 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 863 E 98th Ave, Unit 1505 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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