8620 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8620 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,687 sqft · built 2014
Lot Size	0.273 acres (11,883 sqft)
Owner	Individual Name on Record
Last Sale	$273,862 (Jul 2026)
Tax Bill	$1,281 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.195`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.195`
Alternative APNs	`0309062303000003195` `299488`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,883 sqft (0.273 acres)
Lot Dimensions	181 ft deep x 65.4 ft wide
Garage Area	484 sqft
Porch	Slab
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299488
Street Address	8620 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	0906233000003195
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 2
Legal Block	D
Legal Lot Number	6
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8620 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2023	Warranty Deed, Transfer
May 12, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	May 11, 2023 · Amount on Record
Deed Document Number	20264825960
Deed Book / Page	6489 / 687
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 1, 2026
Property Address	8620 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number	0004825960
Book / Page	6489 / 687
Instrument Date	Jun 30, 2026
Instrument	20264825960
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,659.86
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004825961,
Date	Jul 1, 2026
Instrument	202632014825961

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 11, 2023
Property Address	8620 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number	0059750697
Book / Page	5975 / 697
Map Reference	MB 51 PG 168
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 BARNES CT, WETUMPKA, AL 36092-8086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 EASTERN BLVD, MONTGOMERY, AL 36116-1700

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 12, 2023
Property Address	8620 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number	0059760333
Book / Page	5976 / 333
Map Reference	MB 51 PG 168
Instrument Date	May 11, 2023
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3480 EASTERN BLVD, MONTGOMERY, AL 36116-1700

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,281.00 (-0.54%)
2025	$1,288.00 (+11.42%) Homeowner's exemption	$27,200 (+11.16%) Land $3,800 Building $23,400	$272,000 (+11.16%) Land $38,000 Building $234,000
2023	$1,156.00 Homeowner's exemption	$24,470 Land $3,800 Building $20,670	$244,700 Land $38,000 Building $206,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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