Harford County property record for 856 Forgans Dr, Aberdeen, MD 21001 · Last verified August 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.173 acres (7,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $541,290 (Dec 2025) |
| Tax Bill | $286 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-402760 |
| Primary APN | 02-402760 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,517 sqft (0.173 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 402760 |
|---|---|
| Street Address | 856 FORGANS DR |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1184 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 12 7517 SQFT 856 FORGANS DR ABERDEEN OVERLOOK 218/23 |
| Legal Subdivision | PHASE 5 ABERDEEN OVERLOOK |
| Legal Lot Number | 12 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 302200 |
Source: Harford County records · APN 02-402760
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 856 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Sep 18, 2025 | Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Sep 18, 2025 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 16940 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 19, 2025 |
| Property Address | 856 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0169400283 |
| Book / Page | 16940 / 283 |
| Map Reference | MB MLK LB 218 FO 23 |
| Instrument Date | Dec 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,706.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11570 CROSSROADS CIRCLE STE 104, 104, BALTIMORE, MD 21220-3081 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 856 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0016940289 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 16940/289 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 18, 2025 |
| Property Address | 856 FORGANS DR, ABERDEEN, MD 21001-1184 |
| Document Number | 0168110406 |
| Book / Page | 16811 / 406 |
| Map Reference | MB MLK LB 218 FO 23 |
| Instrument Date | Sep 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $813.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8007 CORPORATE DR STE L, L, NOTTINGHAM, MD 21236-4905 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,600 (+1,729.24%) Land $150,700 Building $399,900 | $550,600 (+1,729.24%) Land $150,700 Building $399,900 | |
| 2025 | $286.00 | $30,100 Land $30,100 | $30,100 Land $30,100 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253022002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003, rainfall accumulation, Snow |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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