86181 Garden Valley Rd, Eugene, OR 97405 Property Records

Lane County property record for 86181 Garden Valley Rd, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,996 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$4,225 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jan 2023 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`18-03-13-30-00200-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-13-30-00200-000`
Alternative APN	`0666162`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,996 sqft Finished Area
Gross Area	780 sqft
1st Floor Area	996 sqft
2nd Floor Area	1,000 sqft
Attic	Attic
Attic Area	260 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	840 sqft
Driveway	Driveway
Driveway Area	432 sqft
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	0666162
Street Address	86181 GARDEN VALLEY RD
City	EUGENE
State	OR
Zip	97405-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 13 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	13
Legal Quarter	SW
Legal Subdivision	PEARSON ACRES
Legal Lot Number	200
Jurisdiction	LANE OR
Township / Civil Division	PLEASANT HILL
Census Block Group	1
Census Block	1021
Census Tract	1700

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATEWAY CU
Jan 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage NICK CARTER ETAL
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GATEWAY CU
Apr 9, 2021	Warranty Deed, Transfer · Conventional with PMI LLOYD L KNOX
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN OAK LNDG
Oct 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN OAK LNDG
Jun 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Apr 9, 2021 · Amount on Record
Last Transfer Date	Aug 2, 2021
Transfer Doc	0000050430
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Transaction Type	Mortgage
Record Updated	Dec 1, 2023
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640

Mortgage

Document Number	0000033812
Date	Nov 27, 2023
Instrument	2023-033812

Lender

Name	GATEWAY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640

Mortgage

Document Number	0000002348
Date	Jan 31, 2023
Instrument	2023-002348

Lender

Name	NICK CARTER ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 31, 2028

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Aug 2, 2021
Property Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Document Number	0000050430
Map Reference	MB 53 PG 6
Instrument Date	Jul 28, 2021
Instrument	2021-050430
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640

Mortgage

Document Number	0000050431
Date	Aug 2, 2021
Instrument	2021-050431

Lender

Name	GATEWAY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 9, 2021
Property Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Document Number	0000024897
Instrument Date	Apr 6, 2021
Instrument	24897
Transaction Type	Transfer
Record Updated	May 4, 2021
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86181 GARDEN VALLEY RD EUGENE OR 974059640, EUGENE, OR 97405-9640

Mortgage

Document Number	24898
Date	Apr 9, 2021
Instrument	24898

Lender

Name	LLOYD L KNOX
Address	EUGENE, OR 97401
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2022

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Document Number	0000021079
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86181 GARDEN VALLEY RD EUGENE OR 974059640, EUGENE, OR 97405-9640

Mortgage

Document Number	0000021079
Date	Apr 29, 2020
Instrument	21079

Lender

Name	GOLDEN OAK LNDG
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Document Number	0000047866
Instrument Date	Oct 8, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86181 GARDEN VALLEY RD EUGENE OR 974059640, EUGENE, OR 97405-9640

Mortgage

Document Number	0000047866
Date	Oct 12, 2018
Instrument	47866

Lender

Name	GOLDEN OAK LNDG
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jun 23, 2017
Property Address	86181 GARDEN VALLEY RD, EUGENE, OR 97405-9640
Document Number	0000030203
Instrument Date	Jun 20, 2017
Instrument	30203
Transaction Type	Transfer
Record Updated	Jul 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86181 GARDEN VALLEY RD EUGENE OR 974059640, EUGENE, OR 97405-9640

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,225.00 (+51.27%)	$387,530 (+48.21%)	$833,408 (+52.72%) Land $179,930 Building $653,478
2023	$2,793.00 (+57.89%)	$261,475 (+56.01%)	$545,711 (+57.93%) Land $165,451 Building $380,260
2022	$1,769.00	$167,597	$345,534 Land $170,466 Building $175,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	19 (1996–2019)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Flooding, Land, Mud Slides, High Winds,severe Storms, Dec 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hunter Communications.

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