86043 Windfern Ct, Yulee, FL 32097 Property Records

Nassau County property record for 86043 Windfern Ct, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,442 sqft · built 2011
Lot Size	0.174 acres (7,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2026)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3N-28-0740-0616-0000`

Property Details

APN / Parcel Number

Primary APN	`37-3N-28-0740-0616-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,442 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	1,872 sqft
Upper Floors Area	450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,590 sqft (0.174 acres)
Garage Type	Attached
Garage Area	404 sqft
Porch	Florida Room
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86043 WINDFERN CT
City	YULEE
State	FL
Zip	32097-6598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 616 HERON ISLES #2 PB 7/218
Legal Range	28E
Legal Township	03N
Legal Section	37
Legal Subdivision	HERON ISLES
Legal Lot Number	616
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4015
Census Tract	50306

Owner

Source: Nassau County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86043 WINDFERN CT, YULEE, FL 32097-6598
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jul 9, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202622539
Deed Book / Page	2884 / 739
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 27, 2026
Property Address	86043 WINDFERN CT, YULEE, FL 32097-6598
Document Number	0000022539
Book / Page	2884 / 739
Instrument Date	Jul 24, 2026
Instrument	202622539
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86043 WINDFERN CT, YULEE, FL 32097-6598

Mortgage

Document Number	0000022540,
Date	Jul 27, 2026
Instrument	202622540

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 9, 2021
Property Address	86043 WINDFERN CT, YULEE, FL 32097-6598
Document Number	0024780751
Book / Page	2478 / 751
Map Reference	MB 7 PG 218-228
Instrument Date	Jul 8, 2021
Instrument	202145025803
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	368 N LANIER ST, 368, LYONS, GA 30436-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86043 WINDFERN CT, YULEE, FL 32097-6598

Mortgage

Document Number	2478754
Date	Jul 9, 2021
Instrument	2478/754

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,637.00 (+1.22%) Homeowner's exemption Veteran's exemption	$308,823 (+2.9%)	$351,980 (+2.86%) Land $65,000 Building $286,980
2024	$4,581.00 (+1.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$300,120 (+3%)	$342,180 (+3.85%) Land $55,000 Building $287,180
2023	$4,527.00 (+8.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$291,379 (+3%)	$329,483 (+16.47%) Land $55,000 Building $274,483
2022	$4,159.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$282,892 Land $55,000 Building $227,892	$282,892 Land $55,000 Building $227,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
IQ Fiber Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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