Comal County property record for 860 Gray Cloud Dr, New Braunfels, TX 78130
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,490 sqft · built 2017 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,900 (Jun 2017) |
| Tax Bill | $4,350 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0117-0160-00 |
| Primary APN | 15-0117-0160-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 3,356 sqft |
| 1st Floor Area | 2,490 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 323 sqft |
| Deck Area | 35 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 860 GRAY CLOUD DR |
|---|---|
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78130-5073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOUD COUNTRY 3, BLOCK 1, LOT 97 |
| Legal Subdivision | CLOUD COUNTRY 3 |
| Legal Block | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | NEW BRAUNFELS |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 310904 |
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 860 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit BROADWAY NATIONAL BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage FROST BK |
| Jun 30, 2017 | Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 201731523 |
| Prior Transfer Date | Jun 29, 2017 |
| Prior Transfer Doc | 0000031523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 860 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 860 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006030020 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 202306030020 |
| Name | BROADWAY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 860 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006002837 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 9800 RICHMOND AVE #490 HOUSTON TX 770424572, 490, HOUSTON, TX 77042-4572 |
| Document Number | 0006002837 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 6002837 |
| Name | FROST BK |
|---|---|
| Type | Bank |
| Address | PO BOX 1600, SAN ANTONIO, TX 78296-1600 |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jun 30, 2017 |
| Property Address | 860 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006031523 |
| Map Reference | DOC201606040080 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 201706031523 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2581 BEAVER LN, NEW BRAUNFELS, TX 78132-4348 |
| Document Number | 0006031524 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 201706031524 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | New Braunfels City |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,970 (-5.21%) Land $85,000 Building $302,970 | $387,970 (-5.21%) Land $85,000 Building $302,970 | |
| 2025 | $4,350.00 (-13.76%) Homeowner's exemption | $409,280 (-10.5%) Land $85,000 Building $324,280 | $409,280 (-10.5%) Land $85,000 Building $324,280 |
| 2024 | $5,044.00 (-24.82%) | ||
| 2023 | $457,320 Land $85,000 Building $372,320 | $457,320 Land $85,000 Building $372,320 | |
| 2018 | $6,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Guadalupe Valley Electric Cooperative Fixed Wireless | 100 / 20 |
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