Comal County property record for 845 Gray Cloud Dr, New Braunfels, TX 78130
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,795 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,800 (Apr 2020) |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0117-0167-00 |
| Primary APN | 15-0117-0167-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,795 sqft Living Area |
| Gross Area | 3,599 sqft |
| 1st Floor Area | 2,795 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 845 GRAY CLOUD DR |
|---|---|
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78130-5073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOUD COUNTRY 3, BLOCK 5, LOT 7 |
| Legal Subdivision | CLOUD COUNTRY 3 |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | NEW BRAUNFELS |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 310904 |
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 845 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 3, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 14, 2018 | Vendor's Lien, Subdivision Related Transfer GARDNER FINANCIAL SERVICES LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on Record |
| Deed Sale | Apr 13, 2020 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 202013467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 845 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0006032093 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202106032093 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 845 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006013116 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 845 GRAY CLOUD DR NEW BRAUNFELS TX 781305073, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006013116 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 6013116 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Sep 14, 2018 |
| Property Address | 845 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006036456 |
| Map Reference | FILE201606040080 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 201806036456 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 845 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006036457 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 201806036457 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | New Braunfels City |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,714 (-13.77%) Land $85,000 Building $274,714 | $359,714 (-13.77%) Land $85,000 Building $274,714 | |
| 2025 | $4,001.00 Homeowner's exemption | $417,150 (-10.53%) Land $85,000 Building $332,150 | $417,150 (-10.53%) Land $85,000 Building $332,150 |
| 2023 | $466,270 Land $85,000 Building $381,270 | $466,270 Land $85,000 Building $381,270 | |
| 2018 | $799.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Guadalupe Valley Electric Cooperative Fixed Wireless | 100 / 20 |
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