856 Gray Cloud Dr, New Braunfels, TX 78130 Property Records

Comal County property record for 856 Gray Cloud Dr, New Braunfels, TX 78130 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,097 sqft · built 2017
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$4,278 (2024)
Deeds & MortgagesOct 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-0117-0159-00

Property Details

APN / Parcel Number

Primary APN15-0117-0159-00
Alternative APN
  • 401712

Interior

Full Baths2 Baths
Building Area2,097 sqft Living Area
1st Floor Area2,097 sqft 1st Floor
Stories1 Story
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area634 sqft Garage
PorchCovered Porch
Porch Area186 sqft Porch
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number401712
Street Address856 GRAY CLOUD DR
CityNEW BRAUNFELS
StateTX
Zip78130-5073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOUD COUNTRY 3, BLOCK 1, LOT 96
Legal SubdivisionCLOUD COUNTRY 3
Legal Block1
Legal Lot Number96
JurisdictionCOMAL TX
Township / Civil DivisionNEW BRAUNFELS
Census Block Group2
Census Block2066
Census Tract310904

Owner

Source: Comal County records · APN 15-0117-0159-00

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address856 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
VIP INDEPENDENT MORTGAGE INC
Feb 27, 2018Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2018
Deed SaleFeb 27, 2018
Deed Document Number201806007333
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address856 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006044150
DateOct 07, 2020
Instrument202006044150
Lender
NameVIP INDEPENDENT MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

February 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOMAL TX
Recording DateFeb 27, 2018
Property Address856 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073
Document Number0006007333
Map ReferenceFILE201606040080
Instrument DateFeb 27, 2018
Instrument201806007333
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 08, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address856 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073

Mortgage

Document Number0006007334
DateFeb 27, 2018
Instrument201806007334
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyComal County
MunicipalityNew Braunfels City
Unified School DistrictComal Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$383,040 (-8.32%) Land $85,000 Building $298,040$383,040 (-8.32%) Land $85,000 Building $298,040
2024$4,278.00 (-27.64%)
2023$417,813 Land $85,000 Building $332,813$417,813 Land $85,000 Building $332,813
2018$5,912.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Comal County (48091C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 28% of Texas
Wildfire LikelihoodAbout 1 in 893 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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