Comal County property record for 852 Gray Cloud Dr, New Braunfels, TX 78130
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,056 sqft · built 2017 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,130 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0117-0158-00 |
| Primary APN | 15-0117-0158-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,056 sqft Living Area |
| 1st Floor Area | 3,056 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 336 sqft |
| Patio Area | 144 sqft |
| Balcony | Balcony |
| Balcony Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 401711 |
|---|---|
| Street Address | 852 GRAY CLOUD DR |
| City | NEW BRAUNFELS |
| State | TX |
| Zip | 78130-5073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOUD COUNTRY 3, BLOCK 1, LOT 95 |
| Legal Subdivision | CLOUD COUNTRY 3 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | NEW BRAUNFELS |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 310904 |
Source: Comal County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 852 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 4, 2020 | Loan Modification, Mortgage · FHA Mortgage PENNYMAC |
| Nov 17, 2017 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 |
| Deed Sale | Nov 17, 2017 |
| Deed Document Number | 201706050747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 852 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0006058623 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 202106058623 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 852 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006003118 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 852 GRAY CLOUD DR NEW BRAUNFELS TX 781305073, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006003118 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 6003118 |
| Name | PENNYMAC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Rate | 3.5% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Nov 17, 2017 |
| Property Address | 852 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006050747 |
| Map Reference | FILE201606040080 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 201706050747 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 852 GRAY CLOUD DR, NEW BRAUNFELS, TX 78130-5073 |
| Document Number | 0006050748 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 201706050748 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Comal County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | New Braunfels City |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $447,710 (-11.51%) Land $85,000 Building $362,710 | $447,710 (-11.51%) Land $85,000 Building $362,710 | |
| 2024 | $5,130.00 (+1.66%) | ||
| 2023 | $505,970 Land $85,000 Building $420,970 | $505,970 Land $85,000 Building $420,970 | |
| 2018 | $5,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BRAUNFELS UTILITIES serves 116,477 people · EPA ID TX0460001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Guadalupe Valley Electric Cooperative Fixed Wireless | 100 / 20 |
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