860 E Black Bear Ln, Show Low, AZ 85901 Property Records

Navajo County property record for 860 E Black Bear Ln, Show Low, AZ 85901

Property Summary

Property Type	Single Family Home
Details	1,677 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Last Sale	$266,000 (May 2019)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Aug 2026 Transfer Dec 2021 Reverse Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`210-53-051`

Property Details

APN / Parcel Number

Primary APN	`210-53-051`

Interior

Stories	1 Story
Building Area	1,677 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,677 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	563 sqft
Deck Area	Deck Area
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	860 E BLACK BEAR LN
City	SHOW LOW
State	AZ
Zip	85901-6568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	HUNTERS RUN: LOT 51, PER PLAT 20-35. OUT OF 210-32-033 FOR2001RO LL.
Legal Range	22E
Legal Township	10N
Legal Section	29
Legal Subdivision	HUNTERS RUN
Legal Lot Number	51
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2006
Census Tract	961702

Owner

860 E Black Bear Ln is owner-occupied and held in a trust since May 2019.

Source: Navajo County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 1, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Nov 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS
Feb 6, 2017	Deed of Trust, Mortgage SUN AMERICAN MTG
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Feb 10, 2017	Quit Claim Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ
Feb 10, 2017	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	20196015
Prior Transfer Date	Oct 31, 2018
Prior Transfer Doc	0000018384
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 24, 2026
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000012605
Instrument Date	Jun 23, 2026
Instrument	202612605
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568

Mortgage

Document Number	0000028171
Date	Dec 16, 2021
Instrument	2021-28171

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.31%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	7.31%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	TRUE CONCEPT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018720
Date	Sep 29, 2020
Instrument	2020-18720

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009161
Date	Jun 25, 2019
Instrument	2019-09161

Lender

Name	COMPASS BANK
Type	Bank
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000018721
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	TRUE CONCEPT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

Mortgage

Document Number	0000018721
Date	Sep 29, 2020
Instrument	18721

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	2.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 1, 2019
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000006015
Instrument Date	Apr 16, 2019
Instrument	6015
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$266.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 7, 2018
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000018384
Instrument Date	Oct 31, 2018
Instrument	18384
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 27, 2018
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000012026
Instrument Date	Jun 5, 2018
Instrument	12026
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

Mortgage

Document Number	12027
Date	Jul 27, 2018
Instrument	12027

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000001867
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

Mortgage

Document Number	0000001867
Date	Feb 10, 2017
Instrument	1867

Lender

Name	SUN AMERICAN MTG
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Amount	Amount on Record
Term	972 Months
Due	Feb 9, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.34%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000001868
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

Mortgage

Document Number	0000001868
Date	Feb 10, 2017
Instrument	1868

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	972 Months
Due	Feb 9, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.34%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 10, 2017
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000001869
Instrument Date	Feb 1, 2017
Instrument	1869
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 10, 2017
Property Address	860 E BLACK BEAR LN, SHOW LOW, AZ 85901-6568
Document Number	0000001866
Instrument Date	Feb 1, 2017
Instrument	1866
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 E BLACK BEAR LN SHOW LOW AZ 859016568, SHOW LOW, AZ 85901-6568

Tax Assessment & Valuation

The 2025 property tax bill for 860 E Black Bear Ln was $1,840.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Show Low City
Unified School District	Show Low Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$345,686 Land $39,975 Building $305,711
2025	$1,840.00	$35,858 Land $3,071 Building $32,787	$358,578 Land $30,713 Building $327,865
2023	$1,736.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 E Black Bear Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 E Black Bear Ln is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHOW LOW serves 17,139 people · EPA ID AZ0409026
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Smith Bagley Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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