Walton County property record for 86 Second Ct, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,499 sqft · built 1960 |
| Lot Size | 1.12 acres (49,179 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,277 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-3S-20-34080-000-0140 |
| Primary APN | 04-3S-20-34080-000-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| Gross Area | 2,391 sqft |
| 1st Floor Area | 1,499 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,179 sqft (1.12 acres) |
| Lot Dimensions | 164 ft deep x 100 ft wide |
| Garage Area | 594 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 474 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86 SECOND CT |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOTS 14 & 15 DUNE ALLEN 3RD ADD PB 3-51 OR 24-381 OR 3119-348 OR 3230-3426 OR 3311-2734 |
| Legal Range | 020 |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | DUNE ALLEN 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 14,15 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950604 |
Source: Walton County records · APN 04-3S-20-34080-000-0140
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 86 SECOND CT, SANTA ROSA BEACH, FL 32459-4142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 21, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Apr 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 28, 2023 |
| Transfer Doc | 0033112734 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 29, 2023 |
| Property Address | 86 SECOND CT, SANTA ROSA BEACH, FL 32459-4142 |
| Document Number | 0033112734 |
| Book / Page | 3311 / 2734 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 20230046135 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 SECOND CT, SANTA ROSA BEACH, FL 32459-4142 |
| Name | Verified Name |
|---|---|
| Address | 86 SECOND CT, SANTA ROSA BEACH, FL 32459-4142 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 86 SECOND CT, SANTA ROSA BEACH, FL 32459-4142 |
| Document Number | 0032303426 |
| Book / Page | 3230 / 3426 |
| Map Reference | MB 2119 PG 348 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 20210063033 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 86 SECOND CT, SANTA ROSA BEACH, FL 32459-4142 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 86 SECOND CT, SANTA ROSA BEACH, FL 32459-4142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031031647 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 3103/1647 |
| Instrument | 20190012796 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,277.00 (+1.9%) | $733,328 (+2.9%) | $1,208,214 (+69.54%) Land $940,000 Building $268,214 |
| 2024 | $6,160.00 (+133.69%) | ||
| 2023 | $2,636.00 (+1.35%) Homeowner's exemption | $712,661 (-6.9%) Land $435,690 Building $276,971 | $712,661 (-6.9%) Land $435,690 Building $276,971 |
| 2022 | $2,601.00 Homeowner's exemption | $765,459 Land $483,616 Building $281,843 | $765,459 Land $483,616 Building $281,843 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 285 condo units |
| Nearby Flood Claims | 11 (1995–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 205 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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