39 Second Ct, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 39 Second Ct, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,094 sqft · built 2004
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Nov 2025)
Tax Bill	$6,390 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34080-000-0070`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34080-000-0070`
Alternative APN	`1007788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,761 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	13.7 ft deep x 10 ft wide
Garage Type	Finished
Garage Area	441 sqft
Porch	Porch
Porch Area	226 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1007788
Street Address	39 SECOND CT
City	SANTA ROSA BEACH
State	FL
Zip	32459-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 DUNE ALLEN 3RD ADD PB 3-51 OR 2514-839 OR 2866-4661 OR 3015-4806 OR 3086-3247 OR 3286-3262
Legal Range	20W
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN 3RD ADD
Legal Lot Number	7 8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39 SECOND CT, SANTA ROSA BEACH, FL 32459-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage AML FUNDING LLC
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Apr 17, 2023 · Amount on Record
Deed Document Number	20250042373
Deed Book / Page	3377 / 3927
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 17, 2025
Property Address	39 SECOND CT, SANTA ROSA BEACH, FL 32459-4143
Document Number	0033773927
Book / Page	3377 / 3927
Map Reference	MB 3 PG 51
Instrument Date	Nov 7, 2025
Instrument	20250042373
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9245 NEFF RD, ARCANUM, OH 45304-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SECOND CT, SANTA ROSA BEACH, FL 32459-4143
Investor	Possibly a Property Investor

Mortgage

Document Number	0033773929
Date	Nov 17, 2025
Instrument	3377/3929

Lender

Name	AML FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 17, 2023
Property Address	39 SECOND CT, SANTA ROSA BEACH, FL 32459-4143
Document Number	0032863262
Book / Page	3286 / 3262
Map Reference	MB 3 PG 51
Instrument Date	Apr 13, 2023
Instrument	20230013094
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	SOUTHERN OAKS TITLE LLC, SOUTHERN COAST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,754.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 AMBERJACK DR, PANAMA CITY BEACH, FL 32408-7218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9245 NEFF RD, ARCANUM, OH 45304-9710

Mortgage

Document Number	0032863264
Date	Apr 17, 2023
Instrument	3286/3264

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 2, 2018
Property Address	39 SECOND CT, SANTA ROSA BEACH, FL 32459-4143
Document Number	0030863247
Book / Page	003086 / 003247
Instrument Date	Sep 28, 2018
Instrument	33291
Transaction Type	Transfer
Record Updated	Oct 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,451.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1202 SANTA ROSA BEACH FL 324591202, SANTA ROSA BEACH, FL 32459-1202

Mortgage

Document Number	30863249
Date	Oct 2, 2018
Book Page	003086/003249
Instrument	33292

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$908,727 (+37.84%) Land $400,000 Building $508,727	$908,727 (+37.84%) Land $400,000 Building $508,727
2024	$6,390.00 (+146.43%)
2023	$2,593.00 (+1.37%) Homeowner's exemption	$659,282 (-3.9%) Land $185,400 Building $473,882	$659,282 (-3.9%) Land $185,400 Building $473,882
2022	$2,558.00 Homeowner's exemption	$686,068 Land $205,794 Building $480,274	$686,068 Land $205,794 Building $480,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink, Verizon.

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