40 Second Ct, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 40 Second Ct, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,591 sqft · built 2003
Lot Size	0.38 acres (16,596 sqft)
Owner	Individual Name on File
Last Sale	$1,149,000 (Jun 2024)
Tax Bill	$3,064 (2024)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34080-000-0120`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34080-000-0120`
Alternative APN	`1007793`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	3,784 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	16,596 sqft (0.38 acres)
Lot Dimensions	16.6 ft deep x 10 ft wide
Garage Type	Finished
Garage Area	609 sqft

Exterior Amenities

Porch	Porch
Porch Area	584 sqft
Deck Area	Deck Area
Patio Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1007793
Street Address	40 SECOND CT
City	SANTA ROSA BEACH
State	FL
Zip	32459-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 DUNE ALLEN 3RD ADD. PB 3-51 OR 2458-1063 OR 2630-3155 OR 3096-931 OR 3327-2530
Legal Range	20W
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN 3RD ADD
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

Source: Walton County records · APN 04-3S-20-34080-000-0120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	40 SECOND CT, SANTA ROSA BEACH, FL 32459-4142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	20240020930
Deed Book / Page	3327 / 2530
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	40 SECOND CT, SANTA ROSA BEACH, FL 32459-4142
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SECOND CT, SANTA ROSA BEACH, FL 32459-4142
Investor	Possibly a Property Investor

Mortgage

Document Number	0033732275
Date	Oct 07, 2025
Book Page	3373/2275
Instrument	20250036439

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,029,576 (+26.32%) Land $400,000 Building $629,576	$1,029,576 (+26.32%) Land $400,000 Building $629,576
2024	$3,064.00 (+3.93%)
2023	$2,948.00 (+1.94%) Homeowner's exemption	$815,046 (-3.15%) Land $185,400 Building $629,646	$815,046 (-3.15%) Land $185,400 Building $629,646
2022	$2,892.00 Homeowner's exemption	$841,517 Land $205,794 Building $635,723	$841,517 Land $205,794 Building $635,723

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Lumen Technologies, Verizon.

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1660596, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.