Walton County property record for 85 Second Ct, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 693 sqft · built 2003 |
| Lot Size | 0.563 acres (24,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Mar 1999) |
| Tax Bill | $3,825 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-3S-20-34080-000-0100 |
| Primary APN | 04-3S-20-34080-000-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 693 sqft Living Area |
| Gross Area | 1,593 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,541 sqft (0.563 acres) |
| Lot Width | 157 ft Width |
| Garage Type | Unfinished |
| Garage Area | 572 sqft |
| Porch | Porch |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1007791 |
|---|---|
| Street Address | 85 SECOND CT |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 DUNE ALLEN 3RD ADDITION AS REC IN PB 3-51 OR 1981-182 |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 04 |
| Legal Subdivision | DUNE ALLEN 3RD ADD |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950604 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 975 WINDING CREEK TRL, ATLANTA, GA 30328-2843 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 1999 · Amount on Record |
| Deed Sale | Mar 15, 1999 · Amount on Record |
| Deed Document Number | 0001981182 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 85 SECOND CT, SANTA ROSA BEACH, FL 32459-4143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0031190923 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 3119/0923 |
| Instrument | 20190033546 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734,746 (+59.38%) Land $520,000 Building $214,746 | $734,746 (+59.38%) Land $520,000 Building $214,746 | |
| 2024 | $3,825.00 (+4.88%) | ||
| 2023 | $3,647.00 (-1.38%) | $461,002 (-5.98%) Land $241,020 Building $219,982 | $461,002 (-5.98%) Land $241,020 Building $219,982 |
| 2022 | $3,698.00 | $490,315 Land $267,532 Building $222,783 | $490,315 Land $267,532 Building $222,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 285 condo units |
| Nearby Flood Claims | 11 (1995–2025) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: CenturyLink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures