106 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 106 Saint Simon Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 3,674 sqft · built 2018
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$1,119,000 (Nov 2020)
Tax Bill	$11,870 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0190`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0190`
Alternative APNs	`29-221-42970-000-0190` `1064985`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,674 sqft Living Area
Gross Area	4,286 sqft
1st Floor Area	1,378 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Hardboard
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	50 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	260 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	352 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 19 EMERALD WATERS VILLAGE PB 13-27 OR 2569-1559 OR 2659-1933 OR 2840-3010 OR 2971-474 OR 3017-999 OR 3042-3221 OR 3075-122 OR 3077-1722 OR 3170-713
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Block	1
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1032
Census Tract	950609

Owner

106 Saint Simon Cir is owned by an individual who bought it in November 2020.

Source: Walton County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1464 E WHITESTONE BLVD, 2201, CEDAR PARK, TX 78613-9080
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer WALTON FNDG LLC
Jun 21, 2018	Warranty Deed, Transfer OTHER
May 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Jun 21, 2018 · Amount on File
Deed Document Number	202047803
Deed Book / Page	3170 / 713
Prior Transfer Date	May 30, 2017
Prior Transfer Doc	0030423221
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 23, 2020
Property Address	106 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8203
Document Number	0031700713
Book / Page	003170 / 000713
Instrument Date	Nov 18, 2020
Instrument	47803
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,833.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1464 E WHITESTONE BLVD #2201 CEDAR PARK TX 786139080, 2201, CEDAR PARK, TX 78613-9080

Mortgage

Document Number	31700715
Date	Nov 23, 2020
Book Page	003170/000715
Instrument	47804

Lender

Name	WALTON FNDG LLC
Type	Mortgage Company
Address	INLET BEACH, FL 32461

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 21, 2018
Property Address	106 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8203
Document Number	0030771722
Book / Page	003077 / 001722
Instrument Date	Jun 19, 2018
Instrument	20738
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$7,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SAINT SIMON CIR MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 30, 2018
Property Address	106 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8203
Document Number	0030750122
Book / Page	003075 / 000122
Instrument Date	May 25, 2018
Instrument	17722
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3419 LAKE SHORE DR OAKLAND MD 215507227, OAKLAND, MD 21550-7227

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 30, 2017
Property Address	106 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8203
Document Number	0030423221
Book / Page	003042 / 003221
Instrument Date	May 30, 2017
Instrument	17523
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3419 LAKE SHORE DR OAKLAND MD 215507227, OAKLAND, MD 21550-7227

Tax Assessment & Valuation

The 2025 property tax bill for 106 Saint Simon Cir was $11,870, down 10.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,870.00 (-10.13%)	$1,313,778 Land $283,500 Building $1,030,278	$1,313,778 Land $283,500 Building $1,030,278
2024	$13,208.00 (+5.24%)
2023	$12,550.00 (+11.96%)	$1,574,165 (+18.35%) Land $267,750 Building $1,306,415	$1,574,165 (+18.35%) Land $267,750 Building $1,306,415
2022	$11,209.00	$1,330,149 Land $169,314 Building $1,160,835	$1,330,149 Land $169,314 Building $1,160,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Saint Simon Cir in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Saint Simon Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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