86 Pray Hill Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 86 Pray Hill Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,193 sqft · built 1764
Lot Size	9.02 acres (393,042 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Aug 2013)
Tax Bill	$6,350 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-0214-25`

Property Details

APN / Parcel Number

Primary APN	`12-0214-25`
Alternative APN	`GLOC M:009 B:044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,193 sqft Living Area
Gross Area	5,280 sqft
1st Floor Area	1,308 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1764
Effective Year Built	Effective 1764
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	393,042 sqft (9.02 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12-0214-25
Street Address	86 PRAY HILL RD
City	CHEPACHET
State	RI
Zip	02814-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	44
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2054
Census Tract	13101

Owner

Source: Glocester Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	86 PRAY HILL RD, CHEPACHET, RI 02814-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2013 · Amount on Record
Deed Sale	Aug 13, 2013 · Amount on Record
Deed Document Number	20132
Deed Book / Page	648 / 333
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	86 PRAY HILL RD, CHEPACHET, RI 02814-2500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	826-34
Date	Jun 3, 2020
Book Page	826/34
Instrument	43588

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	86 PRAY HILL RD, CHEPACHET, RI 02814-2500
Document Number	761-203
Book / Page	000761 / 000203
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PRAY HILL RD CHEPACHET RI 028142500, CHEPACHET, RI 02814-2500

Mortgage

Document Number	761-203
Date	Jan 11, 2018
Book Page	000761/000203
Instrument	37855

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2033

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,350.00 (+0.06%)	$445,300 (-) Land $171,900 Building $273,400
2023	$6,346.00 (+7.96%)	$445,300 (+41.59%) Land $171,900 Building $273,400
2022	$5,878.00	$314,500 Land $112,700 Building $201,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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