Cumberland Town property record for 45 Pray Hill Rd, Chepachet, RI 02814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,624 sqft · built 1998 |
| Lot Size | 4.25 acres (185,261 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $729,900 (Jun 2021) |
| Tax Bill | $9,553 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-0550-10 |
| Primary APN | 6-0550-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,624 sqft Living Area |
| Gross Area | 5,080 sqft |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,672 sqft |
| Unfinished Basement | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 185,261 sqft (4.25 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6-0550-10 |
|---|---|
| Street Address | 45 PRAY HILL RD |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Block | 222 |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 13101 |
Source: Cumberland Town records · APN 6-0550-10
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45 PRAY HILL RD, CHEPACHET, RI 02814-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 24, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK |
| Jan 07, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Jan 07, 2021 · Amount on Record |
| Deed Document Number | 202147199 |
| Deed Book / Page | 872 / 252 |
| Last Transfer Date | Jan 07, 2025 |
| Transfer Doc | 0000961-41 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Jun 24, 2021 |
| Property Address | 45 PRAY HILL RD, CHEPACHET, RI 02814-2505 |
| Document Number | 000872-252 |
| Book / Page | 872 / 252 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 47199 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 45 PRAY HILL RD, CHEPACHET, RI 02814-2505 |
| Document Number | 0000047200 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 47200 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Jan 07, 2021 |
| Property Address | 45 PRAY HILL RD, CHEPACHET, RI 02814-2505 |
| Document Number | 000850-324 |
| Book / Page | 850 / 324 |
| Instrument Date | Jan 06, 2021 |
| Instrument | 45573 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PRAY HILL RD, CHEPACHET, RI 02814-2505 |
| Document Number | 0000045574 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 45574 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,553.00 (+0.96%) | $669,900 (+0.89%) Land $157,600 Building $512,300 |
| 2023 | $9,462.00 (+6.7%) | $664,000 (+39.94%) Land $157,600 Building $506,400 |
| 2022 | $8,868.00 | $474,500 Land $98,400 Building $376,100 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1983–2010) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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